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Antigravity

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About Antigravity

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  1. This topic was closed on 03/06/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  2. This topic was closed on 03/06/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  3. This topic was closed on 03/06/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  4. This topic was closed on 03/06/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  5. stefbate Who's the letter from? Natwest have a policy to resolve, or be on the way to resolving customer complaints within 10 days. Is is Natwest, or RBS?... AG
  6. So I guess we are all at the mercy of the CRA's. I applied for my CRA file from Equifax. It's ridiculous, the way its set up is so anti-consumer its unreal. I had a DD returned from to Orange for my mobile bill. It's listed on my CRA file as a month late. Back to my original thread. My bank are threatening to default my account, but claim that they can do this before a CCJ is applied for, yet its not the same for me. I have to have a CCJ in place against the bank, then can enter a default. Thats sick! AG
  7. stefbate As long as you really beleive that you are right, then you should not worry about explaining why they should pay you YOUR money back. Have a glass of wine and take a deep breath. You'll breeze it. AG
  8. stefbate That's a huge amount of penalty charges. I still can't understand how they justify this to themselves. I think you have everyone's full support here on the forum. Don't back down, don't let them bully you. There are people here who can offer you some very sound advice. FAQ section is the best way to get a foundation on the law and the way that actions should be progressed. Then the library has most, if not all things you'll need. Once you've read through the relevent topics and spoken to people in a similar position, you'll feel more and more confident that you a
  9. I actually only owe them £202 + interest. This is my authorised OD plus two cheques i wrote totalling £102. They then added £300 in charges onto the £202 totalling £500+ In Dec 05 I paid back £209 in charges for a returned DD, this amount being fee on fee on fee etc. I wrote to Natwest to say that I was challenging the amount outstanding as £300 of it were unfair charges. My settlement offer was; I owe them £202 + interest in actual money I have spent of theirs. I had already paid £209 in charges in Dec 05. I suggested that they do not refund the £209 I had already paid, bu
  10. This is regarding my ongoing battle with Natwest. Opened my account in May 05. Started occuring charges in Sept. 05 for DD returned. I have £100 authorised overdraft, the charges took me to £390 OD. I paid them in Dec. 05 in full and bought my account back into it's authorised OD. I then wrote 2 cheques with a card, which took me £202 OD. From then on the bank has applied charges which have taken the account to £500+ OD. The bank are threatening to default me if I don't pay the money back. I have spoken to Custmer Lending Centre, who told me that I could have £171 taken off the
  11. I thought 'without prejudice' was a term used when two parties are in dispute to make it clear that the settlement offer should not be construed as a waiver of rights. Could you explain why I shouldn't include it? Ta
  12. Without Prejudice Penalty & unfair charges – request for settlement for Mr. Antigravity Acc: XXXXXXXX Sort Code: XXXXXX Dear Stuart I am writing in response to your letter dated 10th March 2006 with reference to the above issue. I must say that I am extremely disappointed to have received a standard response letter from you. The letter does not address many of the points in my letter dated 8th March 2006. To simply be sent a computer generated letter which has no doubt been sent to countless other customers is simply insulting. The whole reason behind my compl
  13. Hi zincoxide, I have just received the same letter from Stuart Higley - Senior Manager, with the OFT part. This must now be a standard letter, as they didn't address any of the points I asked. They had offered me £171 out of £400, so for Higley to say " Will not be refunding any of the charges applied to your bank account" is just nonsense I don't understand why they keep saying that their charges are 'transparent'. Does this mean that everyone can see right through them for what they really are! How are things proceeding with you? Please post updates as I would be really
  14. How is your fight with Natsvest going? I'm currently rolling in the mud with them too.
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