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I have today Requested a default Judgment, as Barclays haven't acknowledged the claim.

This morning I received: ' Thank you for your letter dated 28th April. I confirm that my offer was made in full and final settlement of your complaint with Barclays Bank PLC and therefore I will not be able to pay the sum of £125 as an interim measure. I acknowledge that you require your claim to be settled in full and note your additional comments. However, after careful consideration, I regret that I am not able to increase my offer. If you would like to accept my offer of £125, please sign and return the acceptance form enclosed with my letter of 24th April. If you do not wish to accept this offer, I apologise in advance as it would appear we are unable to reach an amicable resolution. Yours sincerely Lawrence White Customer Relations Manager' I have today issued a moneyclaim for the £350.00 plus £118.62 plus the court fee of £50.00 If, by some way, the bank insist on a confidentiallity agreement, then I will agree to it and you will hear no more about this claim. If they don't - well I'll let you know.

Since my last post, I have received a letter saying thatthey dont think the charges are unfair and that they won't refund my money. I then sent them a final letter before action, to which they offered me £125. I sent them a letter saying that I would be happy to accept the £125, but I would also need them to refund the rest too and that I would be happy to go through the court process to get it back. They have until Friday 5th May to refund it. Doest anyone know how, if at all, binding these confidentiallity things people are asked to agree to when receiving a refund are? Thanks.

They must have read my mind!! arrived in the post this AM and no charge. I'm sending off my request for charges to be refunded to me this afternoon £350. Will let you know.

I sent a letter requesting all the details on my account, and I haven't heard anything yet, should I chase them?