They have just told me that they have reported them. I haven’t seen any evidence of this. The company that came to do the inspection were called CASS and were at my property for about 25 mins. They did not show my id but that was the company name on the van. They did take a flake away that she picked out but I have not been allowed me to see the report or had my question answered regarding removing it with bare hands. When I got the company to remove the asbestos I simply told them what type of asbestos it was in the report and they came and removed it. I have been provided with a proper disposal certificate from them. They have since been back and hoovered out all of the eaves so there are no cobwebs remaining. Only other thing that concerns me is that the guttering on the bays also appears to be asbestos (not sure what type) and a couple of the downpipes but installation company have failed to mention or test this? Sorry, I believe the company was actually called Casa that carried out the inspection.

@dx100ukis there anyone who can help with this please?

Hopefully this is the best place for this question. Last summer I agreed to have some outdoors work carried out by a nationwide company. Mainly because sales kept on at me, multiple calls, best price Etc. As they are promising a six week installation time, I thought, just go with it, get it done. They took a 25% deposit with the rest to be paid upon completion. Well, this is when the problems started. Trying to get it booked in, nobody calling me back, people on holiday Etc. Surveyor comes out and takes a sample of soffit and report comes back and says it’s crysotile asbestos. Delays, delays, no quotes provided for removal, just that it would be thousands. To try and hurry things along, I asked them if I could get it removed. Yes they said, but we would need a clean air/reoccupation certificate. All the companies I called said they could not supply this as not applicable as outside work. I booked a company in to remove it. Received a call from original company as installation date was coming up the following week. Advised it was booked in the following week but would not be able to get the clean air certificate. He said ok and asked me to email the details of the company I was using which I did. I told him it was being done Monday morning on the phone and reiterated this in the email but received no response. Work was carried out to remove the cryosotile Monday morning, company then called me after the work was completed advising that they would still need the certificate! Eaves now exposed, company trying to get me to pay for a clean air/reoccupation certificate for £515 on an already expensive delayed job. I asked for a refund and then they said they would pay for the inspection. They then send someone to inspect, they said no point in air test but carried out visual inspection. Apparently, there were flakes of asbestos in the cobwebs and therefore the site was contaminated. Bear in mind that she picked said flakes out with her bare hands and no mask on or anything. Company now reported my removal company to the HSE and refusing to do any work. Where do I stand now with this from a legal perspective please as feel I was missold in the first place with unrealistic fitting timescales. Many thanks

I just messages from her, I have a mobile phone number for him. Not sure I’m ok to just post that or if it’s still current. She sent me over some details on messages when I was trying to help her out.

What info do you need?

Apologies for my tardiness! Here it is and thanks once again for all your help getting this resolved! Ticket.pdf

Thanks Dx, I know how, just need to do it on my laptop I think as I have them saved on my phone as screenshots.

Sorry, spare time is virtually non existent at the mo. It was on my list to do I need to covert to PDF so I can upload.

It was my partner who received it, he just told me that he had a letter apologising and said they would cancel. I’ll ask him to see it and see what exactly was said.

Thank you to all involved - it has been cancelled. Really appreciate your help

Don’t have a receipt from that day unfortunately. Also car is no longer registered to this address. Hope he is able to get it cancelled. Thanks all for your help.

Is this ok please? I have today received an parking charge notice for my vehicle. This refers to a stay on 19 October 2022. Britannia have issued this after the prescribed two weeks and therefore I are not liable to pay the debt as the keeper of the vehicle. I am also personally a regular and good customer of both Waitrose and John Lewis and and as a good customer and therefore would appreciate if you could find your way to cancelling the ticket please. I am now aware that my car can only remain there for two hours and I will ensure the driver does not exceed that time in future.

Britannia Parking.pdf

1 Date of the infringement - 19 October 2022 2 Date on the NTK [this must have been received within 14 days from the 'offence' date] 1 November 2022 3 Date received 5 November 2022 4 Does the NTK mention schedule 4 of The Protections of Freedoms Act 2012? No 5 Is there any photographic evidence of the event? Yes 6 Have you appealed? [Y/N?] No Have you had a response? [Y/N?] N/A 7 Who is the parking company? Britannia Parking 8. Where exactly [carpark name and town] Waitrose Exeter For either option, does it say which appeals body they operate under - BPA If you have received any other correspondence, please mention it here - None

Hello, I am after some assistance with a letter I received today from Britannia Parking for an overstay in a Waitrose car park. Contravention date 19/10/2022, date of notice 01/11/2022, received today 05/11/2022. I am wondering if I can appeal this on the grounds of not receiving it within 14 days of the contravention date. I can upload the letter if needs be. Just wanted a quick bit of advice from the people who know best! Many thanks

She’s already reported it to the police and got a CR number but they said they can’t really do anything as they don’t seem to be able to understand the docs that she handed over. As Dx said, prob just put that on the back burner and try and sort out TMB repo order. I sent her that link over. I also advised her to get a free half hour with sols so she needs to focus on that. Told her to phone CAB if she can’t speak to a Sols tomorrow. Makes me curious as to what he spent the money on!

So would it be an idea to get her to ask for sight of the Deed of Guarantee and Indemnity referred to in the restriction. Would it be best to go straight to Richards Solicitors and ask for this? With regards to Ascent, this is the first she knew about the repo, so can assume that he’s kept this from her. Do you think if she pays the arrears in full that they will stop it? As she wants to sell to break ties anyway, the only things I am concerned about if the repo goes ahead is the effect on her credit rating and the fact that they would sell for less than it’s worth. Would it be wise for her to contact them directly and explain the situation? No she didn’t sign anything. I can see from the signatures that it’s his writing on her signature.

Borrow up to £100,000 | Cubefunder Business Finance WWW.CUBEFUNDER.COM Cubefunder offers business loans of between £5,000 - £100,000 with repayments tailored to your cashflow... This is where Glen Courtney works but this appears to the same trading address as Tallaght. The Solicitors are Richards Sols (Alasdair Begbie) and I will attach the document where her signature was forged. Although I notice on the bottom line, it only mentions her ex and not her and perhaps this would explain why the extra loan is not showing on her credit report? Re the arrears on the Mortgage:- She’s today received a letter from Ascent Legal (One St Peter’s Sq, Manchester) dated 08/06 and they have sent a Notice of Execution of Possession Order. She has told me should could pay the arrears off by borrowing some money from family and would have done this before had she have been aware of the outstanding. info.docx

Dx, I have found out a bit more today. Tallaght Finance is the £90k loan apparently. This is not showing on her Clearscore though at all. Not sure at this stage if this is a remortgage rather than a PL. She tried to call them and they would not give her any info. She told me it was taken out in Jan 20 as the guy who bought the debt from Tallaght gave her some copy docs. This included her ex’s Experian file which weirdly I could not see either of their TMB mortgages on but she assures me are both joint as are the land registry docs for both houses. I also saw the document where her signature is clearly forged by her ex and that mentions a charge to the property. That’s what made me think possible remortgage or perhaps secured loan? The guy who purchased the loan has offered to accept £30k. Glen Courtney is the name of the shark guy who has purchased the debt. There are two mortgages in total on two props with The Mortgage Business. She has been paying the smaller one and the other was his responsibility to pay. He was self employed so told her that TMB had agreed for him to pay a lower amount on the larger mortgage through Covid due to his income being affected. Turns out this was not agreed with them. From Clearscore, this mortgage seems to have not been paid since Feb 20 and shows in default on her Clearscore. They claim to have written to her but as he moved out, she thinks it’s possible he’s intercepted these letter via post redirection but he denies this as she knew nothing about these arrears. So it is actually TMB who have put in the repossession order due to the default on the mortgage. Today I drafted two SAR letters, one to TMB and one to Tallaght to get access to what they have and see if that can shed any further light on it.t She was already preparing to sell the house anyway which I think had about 200k equity in it so that would totally repay the larger mortgage in full and leave her with some money to move into her other property and pay down that mortgage a bit. Bad situation but it seems to me that if she can stop the repo order and sell the house quickly, this would be the best outcome for her. They are not divorced yet… So, not an ex-husband (in the eyes of the law!), separated at best, if “not divorced yet”.

My friend has just discovered that her ex husband has taken out a joint loan in her name and his and has forged her signature in order to do so. He hasn’t made any repayments to the large borrowing and he’s now declared bankruptcy and the finance company have sold the debt on and she is being perused for the money. A repossession order has been placed on the house which she lives with their children and of which she holds equity. I am going to try and help her with this, please can anyone offer any guidance? My first thing I was going to do was report with action fraud, then review her credit report on Credit Karma or similar to see if there is anything else of concern. Then I was thinking of getting her to send the original finance letter a Prove It letter. Does this sound sensible? I will be able to get more info off her when I see her but just trying to sort out some sort of plan.