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  1. Hi, Please see below: Which Court have you received the claim from ? Northampton County Court Business Centre Name of the Claimant ? Lowell Portfolio LTD Date of issue – 06 May 2022 Particulars of Claim What is the claim for – 1) The Claim comprises the following Agreements the Defendant entered into: a. NPower Limited with reference xxxxxxxxxx and current balance of £1190 b. NPower Limited with reference xxxxxxxxx and current balance £286 2) The agreements were terminated as payments were not maintained and subsequently assigned to the claimant. 3) And the claimant claims: a) The total of the said sums being £1476 b) Interest pursuant to s69 County Courts Act 1984 at the rate per annum from the date of assignment to the date of issue, but limited to one year being £116 c) costs What is the total value of the claim? £1787 Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC (Pre Action Protocol) ? Yes Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? Yes but all letters came to my new address Did you inform the claimant of your change of address? N/A Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? NPower Electricity When did you enter into the original agreement before or after April 2007 ? After Do you recall how you entered into the agreement...On line /In branch/By post ? Over the phone Is the debt showing on your credit reference files (Experian/Equifax /Etc...) ? No Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. Debt purchaser issued the claim with Overdales solicitors acting for them Were you aware the account had been assigned – did you receive a Notice of Assignment? Dont think so Did you receive a Default Notice from the original creditor? No Have you been receiving statutory notices headed “Notice of Sums in Arrears” or " Notice of Arrears "– at least once a year ? Yes Why did you cease payments? Moved What was the date of your last payment? Dec 2018 Was there a dispute with the original creditor that remains unresolved? No Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? No
  2. Hi, Hoping someone may be able to help me a little. I have had a claim form arrive today for a debt with NPower that has been purchased by Lowell. All forms were enclosed but wondered how i would be able to ask for proof of the debt ie statements of the account? I have thought about SAR but not sure i would get one back within the time frame required. Any help anyone can give would be greatly appreciated.
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