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Everything posted by SEDRICK
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thanks for that have printed a copy hi what do you think i should do as you can see they are trying to add the ppi into the debt and the high interest charges from 20/03/2002 at £17.50 pm then up & up by the end it was over £90 to over £100 pm for years i have told them that i will not be paying and i have paid the debt off if any they owe me, bfn
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hi, dx100uk thank you for the info had a look at the upload guide totally lost I am a 72-year-old one finger keyboard man all the other info you sent I using the only worry I have is from Moorcroft who sent a CCA copy from 1998 all I am asking them is a break down I told them I have paid load off, can they take me to court. the other is Cabot and the Barclaycard debt with the wrong card number do I write to them or step-change for a refund.
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hi, dx100uk I am only just finding out about things like CCA, you would think my DMP step charge would know about a CCA . I ask them about the Barclaycard with the wrong card number, they could not tell me much, Cabot said they have been paying it for years. I will write to Cabot ask them to refund my money back, I don't know how that will go. I am in dispute with Moorcroft regarding debt recovery , they say I still own them £ 1109 it's an old debt from 1998, they did send a copy of CCA, that only tells me the loan was for £11,000 PPI £2701 £4,700 for the credit charge it was £306.70 month, I made 33 payments £306.70 = over £10,000 plus £4.189.59 paid into my DMP. I am asking them for a breakdown of the credit charge plus the PPI I think i have paid enough in.
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hi one of my debts Cabot hold is an old Barclaycard credit card from 2002 they can not send me a copy of the original credit agreement debt to old I have been paying this on my DMP since 2002, payments to date are £1,515.53 . the credit card number on my DMP is not the same as the one Cabot has on their account I am still paying, Cabot say it is a mistake and just swap the card number around, they must think I must be stupid, I phone up Barclaycard they told me the credit card number was account closed 2010. so have paid £1,515.53 on a closed account how do I sort this one out any ideas.
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hi other debts are intrum same age same story no cca agreement/ hoist the same no cca / Moorcroft debt recovery they did send a copy of a cca the loan was taken out in 1998 i have told Moorcroft to check what was paid off it had ppi on it plus £4700 in charge for credit plus the amount i have paid before i had the dmp i know i have paid it off .
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hi thanks for your reply, yes I have more debts of the same age where they can not send a credit agreement as the debts are old what Cabot saying now is they will offer me discounts on my debts, can they take me to court I don't know my legal rights. the dmp is with step change I did not know about cca and old debts until i read about them
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