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keatergreyhound

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  1. Thanks for your help. It turns out I was very wrong and it was Barclays but for a Monument card so ive posted it on the Monument thread. Please feel free to close this post and my apologies. I do actually remember having the card just still cannot find the letter that they sent to me.
  2. Around three months ago I received through the post a letter from I believe Barclays ? saying they now own Monument and that years ago they think I held a CC with Monument which I did and they believe I had a Payment break policy on that card. Now time wise im talking at last 8-10 years ago. I never missed any payments and never do and I genuinely cannot remember if I a payment break policy and the card has been long closed. I filled in the enclosed questionnaire and in the letter they said theyd be back in touch shortly. I have just this morning remembered the letter I had from them Now ive put it in a very 'safe' place and where that is I cannot remember. Ive searched all the logical places. Id like to write to them as I have had no response from them even if its a no you didn't have the payment break policy Has anyone ever claimed from Monument please? do you remember the address you wrote to? (very important) and lastly please would I be right in assuming that Barclays have bought them out as im 100% sure that the letter wasn't from Monument but from im sure Barclays. Thanks very much for any help offered. Kind regards
  3. Hello there, Around three months ago I received through the post a letter from I believe Barclaycard ? saying they now own Citifianical and that years ago they think I held a CC with Citi which I did and they believe I had PPI on that card. Now time wise im talking at last 8-10 years ago. I never missed any payments and never do and I genuinely cannot remember if I had PPI. I have PPI with no other items. I filled in the enclosed questionnaire and in the letter they said theyd be back in touch shortly. I have just this morning remembered the letter I had from them Now ive put it in a very 'safe' place and where that is I cannot remember. Ive searched all the logical places. Id like to write to them as I have had no response from them even if its a no you didn't have PPI from them. Has anyone ever claimed from Citifiancial please? do you remember the address you wrote to? and lastly please would I be right in assuming that Barclays have bought them out as im 100% sure that the letter wasn't from Citi but from im sure Barclays. Thanks very much for any help offered. Kind regards
  4. Joey he can easily do that assuming its parked on the road. The 3rd party do live very close to us.
  5. Mikey the letters from the solicitors arrived Saturday in 2 different envelopes one from the driver one from the passengers both with RTA2 forms dated 16th which is the Weds 2 days after. They got my OH details from the DVLA it said. Nothing has been received from actual car insurance just this no win no fee solicitor. There's nothing suspicious going on I assure you. Ours is old car just for what we need, nothing posh but with no damage.
  6. Mikey - I apologise if I seam to have angered you by asking so many questions. Please rest assured that my OH shall be following advice given which I very much appreciate and I was advised to post over on this forum also as posters on her I was told are more knowledgeable. I will let this thread fall off the page now. Wishing you a wonderful and very happy Chrsitmas
  7. what im asking is should THEY should have already reported it. I am thinking as by law you have to report the injury accident then if they haven't they have broke the law. I've been on to the garage who are keeping what CCTV there is. This will show OH arriving, shopping in the shop and leaving so this shows where he was time wise. I was going to do this by subject to access request but the garage can only give that info to the insurance and police and they do not have the ability to block others out of the CCTV. them when it happened then they have The petrol station confirmed that no accident was reported as happening. Nobody for example asked to use the phone, no medical attention e.g an ambulance arrived.
  8. so from what you helpful people are saying in time terms they will have by law already reported this to the police. Please rest assured OH shall be doing so. But as they 'knew' of this accident before my OH they will have already done so and if they haven't then have committed an offence
  9. also as they say there's been an RTA shouldn't they have reported it to the police? Many genuine thanks for all of your help. My Oh will be doing so this evening and speaking ot his insurers during his lunch break.
  10. I just had a thought and this is coming from a non driver so could be very wrong but we've had nothing through from the third parties insurers just this no win no fee solicitor so with this being a no win no fee solicitor the third party are dealing with can it go 50/50? wouldn't damage to the third parties car be dealt with by their car insurance policy? the damage dealt with by a garage and they would I assume get a hire car while their car was being mended? funnily enough they live all but a mile from us if they are parked on a road could we go and take photos? obviously not if they are parked on a private driveway Yes both the passenger and driver were injured. But surely a medical diagnoses of whiplash would be needed after all they may be mistaking symptoms with another problem. Neither claim to have seen a doctor.
  11. he remembers the car Unclebulgaria (love the user name!) firstly as to where it was parked isn't normally somewhere someone would park. You leave the garage round the back if that makes sense so not somewhere where you'd normally park i'm told. He is fully comp insured with 9+ years claims protected. He wouldn't be denying it its just not in his nature and i'd be worse to deal with than any court lol. There are no marks whatsoever on our car. I don't have the exact wording of the paperwork in front of me as OH has took them to work but basically there saying he drove into them from behind then drove off. So i'm assuming if this is the case there would be damage to our car of some sort. Also they were fine to drive off in their car and didn't need a hire car nor time off work for the injury's. No medical advice was sort.
  12. Good morning - its my Oh who was driving. I don't drive myself. I asked the same question of my OH as I wondered why he remembered the car. He described it himself as 'Posh' and a car to be admired. Also the fact that the petrol stations usually empty at that time of the morning and this car was parked round the back near by the exit not on the lit four court.
  13. we shall of course be cooperating with our own insurance and they are very welcome to view our car that's not a problem at all. I have been reading up and it seams they have years to claim so even if they do 'go away' its on my OH record now so had to be declared. My Oh is served by the same staff member on the till daily and he spoke to him this morning about the CCTV hence we no it is not available. He confirmed that nobody came into the shop to ask for help or report anything happening which I find bazaar as if there was an accident surely you would report it on site and seek help. After all someone had damaged your property.
  14. I have been directed to this site from helpful MSE members. My OH drives to work Mon-Fri and stops in the same petrol station daily at the same time give or take a few mins to get his daily papers. On Saturday out the blue we had through the post to claims from http://www.campssolicitors.co.uk/ for a driver and passenger stating that my OH drove into them and drove off at this petrol station which he did not. At the time and date given he was in the petrol station and remembers the car in question as it was such a new 'posh' for want of a word car. He did not hit the car in any way. Nor is there any damage to our car so getting these solicitors letter for damage to the car from the driver and as a compensation claim for injuries to the passenger has come out of the blue. The driver is claiming for damage to his car, whiplash and shoulder pian but has had no time off work. The passenger again no time off work but has soft tissue damage and back pain. Neither sought medical attention. The car is not going to be a write off. Nor did they need a hire car. Not reported to the police. It also states that the claimant has undertaken a funding arrangement within the CPR rule on 16th December. So these are no win no fee solicitors. My hope was to obtain CCTV footage from the petrol station which he enquired about this morning. Staff have said that CCTV is not covered where this accident was. He tried phoning his insurance claim line Sat night but was told they couldn't help him as he wasn't making a claim so I have emailed them asking for advice. I am wondering why the 3rd party has gone to this no win company rather than his own insurance and surely his own insurance will sort out his car out for him? also surely if these gentlemen were hurt in such a way medical advice would be sought as you would want things to be officially documented with a personal injury claim. OH commutes daily and drives a
  15. Firstly a big thank you to anyone whom helps. Going back now some 12 years I used to use a style card which was a store card with a silly high APR that in my youth a had loads of charges on for late payment and I believe also PPI. The card was owned by then RBOS and the card no longer available and hasn't been for some years around 2008 Am I still able to claim for the charges after this time? To whom would I write to requesting details and charges to my account? Many thanks
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