My van insurance auto renewed at the beginning of the year. The previous year I was insured for business use and social because I'm self employed and use my van to drive to different job sites for work. When they auto renewed the policy, for about £50 more, they changed they cover to just social/domestic use. Are they allowed to change cover like that without informing me? They did send me an email before the renewal entitled "important changes to your policy" but nothing is mentioned about it. The only reason I found out is because I rang them to let them know I was going to be cancelling my policy and get a quote for my new van, which I've now insured through a different company. Now they are trying to charge me almost double the total remaining cost for the year to change details on my policy and cancel it. They've said if I don't pay they will un-insure my old van in 7 days and I'll be fined. However my old van is absolutely knackered and getting picked up by a scrap company over the weekend anyway.