So an update Lantern has persisted with telephone contact and letter by post. Im wondering if i send them a prove it letter? 

Thank you m will sit and wait to see what there next move will be 

That is correct. I see my father every other day. So definitely 

They have offered me a substantial discount to. Whixh makes me wonder if they know there is little chance of them recovering this? 

Yes howevrr they have my father's address on record still and this is how I know? 

Yes however they still have my father's address and this is how I know? 

Yes almost Stature Barred. Which means? So basically I wait and see what happens? 

21 hours ago, fkofilee said:

Interesting so its the Instalment Loan Company that Quickquid setup... 

Thanks for the info

Yes i believe so and is this a new 1 upon you guys? 

Stride on finance was the lender 

No sorry i meant October 2015 just looking thou bank statement records 

December 2015 was the last payment 

Recently a pay day lender sold a debt of mine to Lantern. However the default is almost up in December this year. Meaning it will be unenforceable?

Upon checking what Lantern has put on my credit report. Ive noticed that Lantern have shot themselves in the foot by putting the incorrect default date on the credit report. By almost 2 months.

Now my question is should I tell them this or should i just ride out the storm?

Also the pay day lender has closed the account they sold.

Any help would be appreciated?