I have about £20,000 debt in the UK all unsecured spread across Barclays and NatWest.
It's 2 Credit Cards and one loan.
I've been living in Canada for just over a year and the conversion from CDN $ to GBP £ is killing my bank account.
I had tried to inform Barclays and NatWest via phone that I was moving to Canada even attempted to give them my address over the phone however they would not accept it as it was not in the UK.
I will be sending proof of my residency and a copy of my Ontario ID which shows my address.
My wife is a fly by numbers and do everything the right way and I am considering this as the only option left as bankruptcy would affect me in Canada as I have credit here.
Would I be stopped at the airport in the UK if returned to visit for a holiday?
Also is there anything else I should include in the letter when I send my proof of residence?
Also does anyone have tips for dealing with DCA's when they call or when I receive any letters?