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Teddy Irvine

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  1. So I'd they went to the court are they likely to let them enforce it? Would it be better to pay it off?
  2. Evening all, I had a CCJ against in 2014 for a £4000 debt to Lloyd's bank in 2012. It was passed to cabot financial. I didn't hear anything from anyone and it dropped off my credit file last year. Earlier this year I got some correspondence from Lloyd's to my new addres, a £600 cheque for mishandling my account at the time. A few weeks later I got a letter from cabot saying they have my new address and wanting me to set up a payment plan etc. Now it's almost daily phonecalls and emails. I just wondered is there a limit to how long I am liable for this debt and can it go back on my credit file because I've actually recovered pretty well from it .
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