First time poster - just found this great resource! Just looking for a bit of help and advice really.
My situation is as follows:
I moved from UK to UAE back in 2016. I thought I had cleared everything up before I left, but there's always something to come and bite you. I have an unpaid debt for a credit card, totalling just over £800. In May 2019 the company got a CCJ against me for the unpaid debt. I returned to the UK in June last year, and moved into rented accommodation - nothing was said at the time about a CCJ against me from the rental company.
Now. a year later, and I am looking to move from my current accommodation (moving from city to country) and I was told about a week ago that I couldn't rent the house I wanted because of the CCJ. This is the first time I was aware of its presence. In the last year, it hasn't stopped me renting my first house, getting a new credit card, or leasing a new car, and I have never been as much as a day late with my rent.
From what I have read so far, I have grounds to ask for the CCJ to be removed in that
a) I was out of the country
b)never received any sort of notice of this and
c) had no chance to enter a defence against the CCJ.
I don't dispute the debt, and am able to pay it in full - but if I do so the CCJ will still remain on my file and be seen by other prospective landlords, so I really need to get it removed.
Does anyone know if this is possible?