Grateful for any views or advice.
I have had a HP car loan with Moneybarn over a 5-year period.
At the start of Lockdown 1 I lost my work (self-employed trainer) pretty much overnight and have struggled to keep head above water subsequently. I am just about surviving but have been unable to make the last few payments on the loan. In total I have paid £22,000, and owe just £2500 to clear the arrangement. Moneybarn are now threatening to terminate the agreement and repossess the car.
My question is can they do this?
Having paid t