Dear all, very pleased to meet you in these strange times. I need to pick your brains!
I checked my credit score and was shocked to see that I had a CCJ recorded against me.
On calling the County Court they told me that it was from a parking fine back in early 2020.
I never knew about this as I had moved house and also sold the car that the fine was against.
As you will appreciate it was a big shock.
I tried to call the parking company to explain but could never get a reply.
I left multiple voicemails asking for a call back but again nothing.
Today, I checked my score again and it had gone up?
The CCJ is still listed but marked as Discharged.
What does this mean.
I have not paid anything or entered into a payment plan.
Any help would be appreciated as I truly cannot afford to have a bad credit score due to mortgage commitments.
Thank you so much, with kind regards