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Balloons For U

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  1. Hi, Hoping that someone will be able to advise me as i am going round in circles through insurance companies I am the policyholder on a insurance policy for my small business which covers 2 vans and has myself, my wife and an employee on the policy as named drivers. The employee had an accident which led to a £5.5k personal injury claim in 2019 which has just come to light when i have renewed my own personal car insurance policy (seperate policy and insurance provider) in the name of just me and my wife (employee who had claim not included). I have been advised that on the CUE database the claim is in my name so must be declared on any separate insurance policies even though i was not involved in the claim. Personally i fully understand that the claim must be advised on the van policy as the employee is still a named driver but surely on my separate policy i should not be held responsible for the claim? Any advice will be greatly appreciated. Thanks
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