I had a ccj against me in 2008, I paid off alot monthly for 2 years, till 2010,
the ccj disappeared from my credit file 6 year in 2014, I have not paid or heard from them
this year, I have had 3 letters from Mortimer clarke claiming I owe money with an attached income and expenditure form,
I have ignored these as I was under the impression that after 6 years even with a CCJ they have to apply to the courts to attempt to enforce the debt.
Today I receive a letter from engage services on behalf of Mortimer Clark that they have been asked to visit my address, an