ok thanks will do! If there any link for threads from non UK nationals/non UK residents dealing with these DCAs? Not that I care but they could hardly file a CCJ given I have never had a UK address?

Hi, Been reading this forum lately as received emails from IDRWW representing a UAE bank (First Abu Dhabi Bank). Lost job in UAE last year and fled as had considerable debts (>400k AED) and didn't want to go to jail. Thing is I do not have the cash to pay, I own no assets or property and I am currently living in Australia. Got caught up in the Dubai lifestyle and fully intended on repaying before I lost my job. I was out of work for nearly a year and my new job leaves very little disposable income due to the high cost of living in Australia. I have never