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QueenQ

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  1. What happened? Did he manage to resolve it? I am interested in the part where creditfix said he was approved, but he wasn't. If you apply for an IVA and it is rejected, does that put a bad mark on your creditfile? My friend recommended an IVA to me, although my debt is nowhere near as much as your friends. I was going to use a free IVA advisor , who say they will tell me which companies will approve me for an IVA before I apply, but if they say one and I apply and it is not approved, will this have negative consequences? My credit score
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