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Hickory Dickory

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About Hickory Dickory

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  1. Hello all, I have to deliver time-critical equipment to a variety of hospitals around central London. It's been accepted for a long time (over 6 years), although nothing in the actual original contracts of employment, that any fines incurred due to crap parking/speeding/general bad driving shall attach to the driver who was driving the registration plate of the truck at the time the infringement was occurred. However, Recently a few times I've been ordered in the moment on the phone to park on double-yellow lines to make the delivery due to the negligence of
  2. In case anyone is interested - I got a final response from Eurostar. No dice. Only vouchers given since March. Valid for 12months, so I can't complain really. Fair enough. Better than a thousand passive-aggressive responses from BankFodder which always start every paragraph with "I'm afraid...". Ha! You shouldn't be so afraid mate! ;) Love this site!
  3. Might seem a bit of a strange question, please bear with me. I had a DRO back in 2013, I got myself into a lot of trouble. November 2019 the DRO came to an end and a week later my bank, TSB, whom most of my £15k debt which was written off through the DRO, contacted me and said "Hi Hick, would you like a credit card?" "Erm, ok, clearly I'm a great risk, but your computer says great, so ok yes please...." Boom, £10k credit card! I've tried hard in the last year since then, but nothing's really changed. My hatred for the banks is still the same,
  4. Ok, makes sense. Thanks for the response. I was simply concerned that although it is NOW statute barred, they might issue a claim saying my contacting them two years ago when it WASN'T statute barred reset the clock. However, you've put my mind at rest, I think. So thanks for all responses. You have my permission to close this thread now.
  5. I think you've misunderstood my question DX - I KNOW it's statute barred because the last time I communicated with SLC or asked to defer was well over 6 years ago. My question was, did I reset the clock by writing in response to Erudio's letter demanding payment in 2018? I didn't offer payment to Erudio in my letter to them, but did the very fact I responded with the SLC loan reference numbers reset the clock? Yes or no please. I've read around the threads here, nothing directly answers my question.
  6. Deferent form last sent back May 2013 (edited to say, sent back to SLC May 2013) Never heard of Erudios till their first letter 2018 telling me I owed them money.
  7. Thanks for reply. My response to Erudios certainly didn't state an intention to repay!! Ha! It stated an intention which if I were to write here would probably see me moderated! My concern is that I contacted them in 2018 when the debt wasn't statute barred and simply said, "who are you, I'm not repaying my student loans to a random stranger who contacts me, show me a CCA". The debt is now safely SB'd BUT did my writing in response to them saying "get knotted" restart the clock?
  8. Thanks for reply. Last time my deferment was accepted was May 2013. That ran for a year. May 2014 comes round and I phone up SLC asking for deferment forms, they say no, it's been sold, wait to hear from debt buyer. Heard from debt buyer first time 2018. Sent a SAR to SLC, comes back, sure enough it shows my phone call to them in May 2014, no details of what was discussed, but no deferent forms sent. Any advice please?
  9. Hi, I have an old student loan pre-98 that was sold to a company I've never heard of called Erudios. When they first started sending me letters about it in 2018 I sent a few letters back denying the debt and telling them to "go find another sucker". The letters kept coming, so I sent a SAR to Student Loans Company and a month later a wedge of paper arrived showing the last time I contacted SLC or asked to defer was May 2014. By my understanding of things due to no contact, no payment, no deferment with SLC since May 2014, these three old student loans "SHO
  10. Hi, basically I booked a return ticket on Eurostar for last August, due to the pandemic I obviously cancelled and, fair play to Eurostar, they sent me a voucher for the full amount within 24hrs. The vouchers are valid for a year, however upon reflection, I can't see me using them now any time soon, so would rather have the cash. Would it be possible to use the vouchers today to book a single journey to the full amount, £115 (or perhaps to a slightly greater amount using cash, say £130), wait a few days, then cancel the ticket again but this time demand a cash refund?
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