icephire
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Lending Stream/Perch Capitol CCJ - Court visited house?
icephire replied to icephire's topic in Financial Legal Issues
You mean there’s no legal obligation for me to complete it? It threatens being ordered to attend court, prison or a £250 fine. I’m wary of just ignoring it. -
Lending Stream/Perch Capitol CCJ - Court visited house?
icephire replied to icephire's topic in Financial Legal Issues
The letter(s) I have received is titled: “Order for Production if Statement of Means” N61 and “Form for replying to an Attachment of Earnings Application” N56 Not sure if it makes a difference but there is a date on the N61 - 15th September. -
Lending Stream/Perch Capitol CCJ - Court visited house?
icephire replied to icephire's topic in Financial Legal Issues
I wonder if this is what they have delivered today - it was the court who delivered it as I spoke with them on the phone. If I didn't accept in person - is it still 'served'? -
Lending Stream/Perch Capitol CCJ - Court visited house?
icephire replied to icephire's topic in Financial Legal Issues
I just rang NCC - they said the case had been passed to Manchester (this rings true with the person who visited in person earlier). A copy of the CCJ will cost £10 and the Claimform is digitial so can not be 'sent'. I'll try and contact Manchester - maybe chance an e-mail and see if I get lucky. -
Lending Stream/Perch Capitol CCJ - Court visited house?
icephire replied to icephire's topic in Financial Legal Issues
Thanks DX - I don't have any paperwork/claimsforms, but will contact Northants. I got the case number - and it matches the CCJ on my credit file so should be easy enough for them to locate. If they have/send the claimform do I need the POC still or will it all be on there? Thanks again Ice -
Lending Stream/Perch Capitol CCJ - Court visited house?
icephire replied to icephire's topic in Financial Legal Issues
Thank you - I'll complete when I collect whatever paperwork they have left. -
Many years ago I took out a PDL with Lending Stream. Infact it was over a long period of time - the amount just got bigger and bigger until I just couldn't afford to pay it. Fast forward a few years, I find out I have a CCJ with them. I have moved house a couple of times since - and have never seen anything written from them but I did used to occasionally receive the odd email from them which I ignored. The initial loan amount was less than £1,000 - but I am now being chased for £2,300. Today my parents have someone from Manchester Court appear on their door step - with some paperwork for me to fill in. They called me and I spoke with him briefly - and he said it was an expenditure form that Perch Capitol had asked the court to give me to complete. I'm not sure if this is standard practise - but he agreed to leave it there and I'd collect it and complete it. I remember from some of the emails it was owned by TM Legal, but this seems to have changed. I suspect they are likely to apply for a DEO. Do I have any favourable options?
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