I have three Mastercards issued by three different banks.
Due to Covid 19, I was unable to pay one of my master cards issued by Halifax which was closed and is now in default.
I am unable to pay my debt due to severe circumstances and because Halifax customer service was very rude and too discouraging to make any effort to be up to date.
However, I have two other cards and they have been up to date for many years.
I continue making timely payments on both.
I spend very wisely to avoid being in default on either active credit cards.
I am fearin