I too have had letters from both of these companies and was under the assumption that a dormant company cannot accept payments, although on their letter it does state Credit G's account details so I'm guessing JES is just a front company (trading name) using scare tactics as enforcement. Last year I moved home and completely forgot, due to the move, that I had a couple of hundred pounds rent outstanding with my previous housing association. Over the last couple of months, I've started getting letters from Credit G which I've binned, then subsequently from JES, which I've also