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LOWELL DC Re-registering a default
BStealth replied to BStealth's topic in Utilities - Gas, Electricity, Water
I have proof that the default was removed from my Experian credit. lowell haven’t changed the date. OVO removed the default early. The default entry from lowell matches the exact information of the now closed OVO. in the past when a DC takes over, they register a default matching the other open. In this instance, the lender closed theirs and then 5 months later the DC has added one. -
LOWELL DC Re-registering a default
BStealth replied to BStealth's topic in Utilities - Gas, Electricity, Water
Was just an argument about the default start date. OK, so even if the original lender closed the default, the debt collector can open a new one. Weird world we live in. -
BStealth started following LOWELL DC Re-registering a default
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Hi all, to the point, Lowell have re-registered a default on my CF which OVO removed 5-6 months ago. It hadn’t been 6 years but I thought they were done with my complaints. now, lowell have added a default. is this allowed? I’ve won cases with the ombudsman to have a default removed due to incorrect entry date. Could this be another win or not? thanks!
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Just thinking on this one, the letter I received from CEL starts with 'without prejudice' if I were to respond to them refusing their offer and offering even less with 'without prejudice' at the start of my email would they be able to use this in court. My assumption is that I wouldn't be able to use their offer letter and say "look, they're happy with £85 yet they want £330 from me today in court". To the professionals here, does this look like they won't even go ahead and pay the court fee to proceed? I could really do without the stress this coming december.
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Hi guys, ok so its happened. Received today dated 30th October. "General form of judgement order" & "Notice of allocation to the small claims track (hearing) 21st December. 1. First and foremost, I am not in the country of the date which they've given. At the time of hearing, it will be 5am in the country. 2. The hearing will be remote via Teams 3. Any tips from here please?