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Halfwaythere

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Everything posted by Halfwaythere

  1. Not at all I’ve used this forum before and found it very useful and from that I have learned I need to have all my facts right before I jump to the instruction of a letter from an outsider when I have no knowledge in the matter
  2. I know it’s like worth a try make something up, at most he can cause a bruise at his size if he did get to them, is that compensation worthy
  3. I may have been in the back garden but I know nothing about incident or time so really difficult for me to say
  4. Thank you but I don’t want it to affect my mums insurance, I would like if possible to do through my own pet insurance. It’s really horrible people can do this and the accused mental health should be considered when things like this, receiving a letter saying their is a claim against you is really distressing I’ve had palpitations for 2 days
  5. No I believe they are legit solicitors but I don’t know them it’s Sebastian Rowe in Manchester. I don’t believe the driver is being fully truthful that he needs compensation for ‘rehabilitation’ for anything my dog could have done within those seconds at his size and surely he would have said at the time or gone owe, not ‘ok thanks bye’
  6. Just addressed to ‘dir sirs’ and my mums address. I would have to check that with insurance. what I found strange to in the letter it gives the drivers address date of birth and national insurance number, I thought that would be against gdpr rules
  7. It’s addressed to my mums address where it allegedly happened but it’s my dog. I have home and pet Insurance and im sure they will pay out but my point is I think it’s a false claim and on my pet insurance that goes against my dog in the future
  8. It’s a personal claim from the evri driver from their solicitor to the address where it happened not a person, I’ll attach the letters but struggling it won’t allow photos @Ethel StreetIs this not admitting liability ?
  9. Hi I was wondering if anyone could advise. My mum has had a letter through the door from a solicitors claiming ‘dog bite and scratches’ and claiming compensation for an attack on an evri driver by a dog. Looking at the photo of the date of delivery my dog a 1year old 5lb chihuahua is seen in the delivery picture with my dads hand grabbing the parcel. We aren’t aware of any attack or bites until my mum got a letter. My mum remembers on the day she had the dogs in the back garden, If there is someone at the door the dogs are locked away, my dad opened the door and my dog must have got loose. My dad said it stepped out and straight in when he called him and he didn’t see any attack. My dog has no previous history of this and is very tiny. The day the letter was received 1 week and 6 days from the incident, I saw the same driver delivering on my street and have a video. He is in shorts and I could see no damage to his legs as stated and he was still working. also previously there was an instance involving him and my dog but at my address which is a street away. My dog has his bed on the window ledge and enjoys to look out, the same delivery man came to my house to deliver but before he knocked on he was tapping on the window to my dog which I found strange. can anyone advise. They have asked me to contact my insurance company but I don’t even know if the said attack actually happened and the extent, if any, of the damages. I feel like this evri driver is trying to scam me to get compensation. Tia
  10. the manage who I had dealt with previously advised I was given the wrong information and he would speak to his colleague and apologised. yes many would just accept it and I would have if I wouldn’t have asked advise on a forum like this. many thanks again everyone.
  11. They have arranged the return too success! Thank you very much what a great group! Saved me £200
  12. Just said this and said they will give me a full refund ! Thank you ! Are they responsible for paying the return or me ? Thanks
  13. The supplier is tradeprices.com I informed them on the 23rd of may as that was when the plumber went to fit it and informed them by email.
  14. Can anyone help. I ordered a bathroom online from tradeprices.com this was received on the 20th April. When the order came my husband checked all items were received and we not broken. The plumbers came to fit it yesterday and the toilet they sent is the wrong one that I ordered, it’s is a floating one that doesn’t fit in our bathroom and we didn’t order that. We had to go out and buy another. I have contacted the company and they are saying I have to pay a 25% restocking fee as it says in their terms and conditions and I am better selling it myself ! Can anyone tell me if they are allowed to do this even thought they have made the error? Thanks
  15. Thanks the debts are enforceable and I have received credit agreements. I now only pay them £2.54 and £5.19 each a month
  16. I have 3 defaults Halifax overdraft(down as current account) date of default 5.6.18 Intrum was Tesco credit card date of default 20.3.18 Link was Halifax loan date of default 21.2.18 thank you
  17. Has anyone been in a similar situation to me? Will the 14k debt have a massive effect?
  18. Hi all I was looking for some advice We have saved 12k for a deposit. My sister is gifting 20k towards our deposit. Me and my husband earn 50k basic a year before overtime which is about 5/10k extra a year. Our credit score are good on Experian but I have 3 defaults from 2018. I have 14k of debt left over 2 accounts that I currently pay £10 a month in total to in a standing order from bank. would I be in a position to safely do ahead for a mortgage looking a buying a property around 150/210k thank you
  19. These are my other providers that are paid off Details of Account Account M & S BANK Info Type Credit Card/Store Card Account started 25/11/2016 Current Status Up to date Credit Limit £500.00 Balance £0.00 credit in use Entry code C1 Debt Management Programme Start Date Feb End Date Jul What does this mean? The lender has reported that the account has been included in a debt-management programme (for example, one organised by a citizens advice bureau, National Debt line or StepChange. I have some more that I have paid but are not showing up which line am I looking at? Thanks
  20. I really don’t understand it all I thought AP markers did this, I’m just baffled by it all
  21. Think it’s a way of listing my accounts C1 C2 etc none of the details seem to have changed other than the amount owed. My credit score has gone from very poor to fair but I just don’t understand how it works. Don’t want to except they are right because I don’t think they are
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