I had an old Halifax overdraft account that was sold to Hoist or assigned
this account is over 6 years old
I offered £100 to full and final partial settlement
they rejected that without advising me.
then I have offered a further offer although they send me a reply to a complaint saying that they would not accept anything under £600
what do you suggest as the debt is only just under £800
I have advised them and moorcoft that no further payments will be made to them
I have been in an token plan payment arrangement of £1 a month with