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  1. Any reason why you think they have done this? would this mean anything for my case that has already been taking to court which I lost
  2. Centrica/CST claimform - Industrial Training Bond ***Claim Discontinued*** - Page 6 - General Legal Issues - Consumer Action Group If you look at my thread, they took me to court and the judge pretty much said ‘the law is the law’ and I had to pay the full amount + fee’s + interest. Between £11-13k + from memory im paying them £20 a month, they wouldn’t accept a larger one off payment post court at a reduced amount. personally I think it depends on the judge you have on the day, a gamble none the less. if I could go back and take a settlement payment at a reduced figure I would 100% do it + avoids a CCJ
  3. I finally received documents from the court in the post titled “general form of judgement or order” I can let you know any details in there but it pretty much says I need to pay £11,526 by the 12th October to CST law. I obviously will not be able to do this so I’ll proceed filling out the N245 form. I’ll send this back to Mailing address that I had originally sent my witness statement to is this correct? im guessing there is no way to appeal this decision now? I noticed on the N245 form there is an option to tick I wish to apply ‘for a suspension of the warrant’ and/a ‘reduction in the instalment’ they haven’t giving me an option to spread the cost FYI I’ll try and give them a call later see what they say. my biggest concern is getting a CCJ and there is no way out of this now unless I pay the balance in full I believe before the 12th
  4. sorry Andy what do you mean disclosed a signed agreement? the judge said ‘the law is the law’ and the contract that had been signed is a valid contract. Centrica did not produce any further documents only what was put in the E-bundle that I already posted in this chat with the virtual signature etc. I don’t think anything I would have said would have changed his view on the situation. Very harsh considering the current cost of living everyone is going through plus the burden of having unintentionally taking on a debt for monies I was never in procession of couple questions regarding the n245 if I may - I haven’t received any documents from the court yet but I’m assuming I tick the section ‘I wish to apply for a reduction in the instalment order’ I’ll be moving property in the next month or so, when it comes to mortgage payment section I can put my new monthly payment in? Also, I can not fill out section 9 until I receive the order from the court? Thanks
  5. no, I won't be able to pay the full 11k off I will try and get them to reduce the overall bill to a more reasonable figure and I'll pay in full (I know this is very unlikely now) otherwise, I am going to have to sort monthly payments. is it Best to fill out an N45 or try to come to an agreement directly with Centrica?
  6. they offered me to pay £7,000 back before court in full .. kinda wish I just took it now. Sad times gutted by the judge, Centrica’s solicitor said she thinks it would be a female judge before I went in (yes she asked to speak with me prior) she was actually really nice. Turns out it was a male judge who very much agreed with the contract I sighed unfortunately. I’m going to try and see if Centrica will agree to lower the amount if payment can me made in full though I doubt this is possible now giving the judges decision. Really don’t want to be stuck paying monthly payments for the next decade!
  7. Judge ruled in their favour as I sighed a valid contract. He didn’t relate to any of my points raised in my witness statement. It felt like the decision was already made due to employment contract law, regardless of what I said or stated in witness statement. Instead of the 8% interest he lowered it to 2% still around £11k odd. not the result any of us wanted, very disappointing and there’s nothing I can do about it now thanks for everyone’s input in the build up to the case
  8. Ah right okay I’ll be cautious then! I don’t recall signing anything physically though there is a possibility in the Academy when I first started during training they presented documentation to sign I can’t quite recall though. As of yet they have yet to show any proof I physically signed anything relating to the training bond (maybe it’s been lost if I did) and on the above documents uploaded the virtual signature in on a page on its own as though they just placed a separate page underneath the contracts, the actual contract itself isn’t signed but then on another document my mangers handwritten signature is present and my name has been typed. Again, this is different to the part of the document with the training bond and there is no virtual name it’s just blank? I will attach the file to view would it be worth me highlighting the above facts? And saying I don’t recall signing a contract regarding the training bond and the only signature that can produce is on its own page Should I have received a trial bundle from the claimant or is the e-bundle they sent a few months back the same thing? thanks combined.pdf
  9. What little chats do you mean Dx? And with whom? So the only signed statement they have is that virtual one, as per the documents I’ve uploaded previous. what is the best approach towards this when questioned on the virtual signature? thanks
  10. thank you both! slightly nervous I won't lie. hopefully, the judge doesn't give me a hard time. I'll try to stick to the facts outlined in the documents I've sent in. will I be questioned by Centrica's solicitors? i.e. will they try and make me slip up etc
  11. generally speaking, would I be expected to say much? If I'm unsure of what is asked would I be able to refer to what I have stated in witness / defence to be accurate? Also, would the judge's judgment be influenced by how I answer or will he just refer to the paperwork I have sent in? Should I bring p60's from my job to show I left British Gas and returned straight back to my old employer in an office? thanks!
  12. Hi, I have court next week and I have no idea what to expect or what is expected of me in front of the judge I will be going over the defence that’s been filed etc but is there anything else I should be doing? Would I be expected to talk / defend myself or simply just answering yes / no any pointers would be appreciated thank you
  13. i'll be getting it emailed across today and i'll ring the court in the morning to inform them and check if they would like a paper copy I just wanted to check a couple of things on the draft statement - statement 3 - 'overpayment of actual salary only equates to £2,500' should this figure be what they are claiming they overpaid me (£766.13) ? statement 4.0 - (see exhibitis xxxxxx attached) what should I be filling in the blank with? statement 4.0 denying paragraph 15 - 'the total value of the claim is £9324.63' < would this figure not be the £9,000 training bond + overpayment of £766.13 ? another question on page 40 of the document I uploaded from the claimant, there is a page dedicated to the training bond and below it asks for a signature, name and date all of which are blank? as if I never signed nor agreed to it? as soon as I have clarity on the above I will get it sent and again Andy I just wanted to say thank you I really appreciate you doing this for me sorry, it's not letting me edit the above post again. i wanted to add page 35 is the only document where my name is digitally signed and page 41 conveniently has its own page saying i have signed all documents above (even though it's clearly something they have added) surely my name should be next to each individual document reflecting i have agreed / acknowledged like page 35 and what is to say that the page 41 document is only relating to page 35 how can they prove its for all of the other documents when my name isn't next to them?
  14. Wow, that reads very well and much better than anything I would be able to put together on my own, thank you. shall I email that over to the court and CC in CST law like they did with me when they sent their witness statement or would this information need to be posted?
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