Fine this funny as they forced me to take this job like this back in the day I said I earn on commission they said its ok as long as you work full time hours a week which I do you are ok

Forgot to add so if at that time I was signing on I would have no issues at all with the house also how does the job centre treat older people I know I cannot retire as only have a state pension to look forward to and that is not till 2046 thanks to new rules which might change again under the tory government so ay I have 6 years till retirement do they still expect you to be taking any kind of job or are they more understanding that at your age certain jobs are not suitable

Hi the house is council one my area has not had the change where tax credits and other benefits become universal credit yet but for sure I would have by the time this will come in to play sounds like I should be the me working national minimum wage is a no my business is paid a commission so the income is up and down each month I normally dont earn enough to pay tax Sorry for the delay been away and came back sick I have had a friend who was in the position I am looking at and they asked him to move to a flat but he said no and they allowed them to stay but I dont know the law has changed since then this was a while back as for earnings my job has kind of shafted me going online as I pay most of what I earn back to them for needed supplies anyway thanks for the answer I will look into it more one reason I was thinking is when I renewed my tax credits there was a section to click on about seeing if I was able to get other benefits did not do it but might be worth looking at just to see

Hi the house is council one my area has not had the change where tax credits and other benefits become universal credit yet but for sure I would have by the time this will come in to play sounds like I should be the me working national minimum wage is a no my business is paid a commission so the income is up and down each month I normally dont earn enough to pay tax

So as I said I work for myself and I get my wage topped up by working tax credits 225 a month now my job has gone mostly online and I have lost most of my customers as lot are old and dont want to do shopping online and so I am having to start over again and everything I earn from the job is going back into the business to buy needed stuff anyway my worry is while this is good now as I live with my mum and dont pay full bills I give her a hundred a month for rent and food and the rest goes to pay my debts which are large question is mum is in her early 70s now and I am worried about her passing would I get more working tax credits if I am the one on the rent book living alone also I assume I would get housing benefit especially at 44 I am 20 plus years away from retirement and have zero savings also as a side can anyone point me towards a work from home jobs that are good and guarantee a wage as I would like to add a second job to try and save some money towards my retirement even if its only 100 a month or even 50 as long as its guaranteed

So as I said I work for myself and I get my wage topped up by working tax credits 225 a month now my job has gone mostly online and I have lost most of my customers as lot are old and dont want to do shopping online and so I am having to start over again anyway my worry is while this is good now as I live with my mum and dont pay full bills I give her a hundred a month for rent and food and the rest goes to pay my debts which are large question is mum is in her early 70s now and I am worried about her passing would I get more working tax credits if I am the one on the rent book living alone also I assume I would get housing benefit especially at 44 I am 20 plus years away from retirement and have zero savings also as a side can anyone point me towards a work from home jobs that are good and guarantee a wage as I would like to add a second job to try and save some money towards my retirement even if its only 100 a month or even 50 as long as its guaranteed

Thanks guys will look through the info you found

Sorry about the delay been ill I was sent this link from them to check out https://northstate.io/

Would the same apply to ones that trade in stocks because there is also those version guessing so

Yeah that was my rake but there is tons of them online and it’s not like my friend to give me something that would cheat me I am only looking at it as I am looking for other work from home jobs I already do betterware well try to this last year and use a paid survey site but was looking for something else that pays ok

So a friend pointed me towards a site which rates these apps they are ai bits that trade in stocks or bit currency for you looking at the info online most have you deposit £200 plus to trade with before anything can happen and it explains most new users will lose money to start with which set my alarm bells off and I came here for help So my question is has anyone used these apps or know if they are a con

Yeah that is what I think not going to look a gift horse in the mouth plus got other issues right now with the virus and my job

Hi just a quick update on this I was told to send a letter in with the details just before we all got locked down and with my job being going to people's homes I am stuck but anyway had a while to send the letter because of the virus then today I hot a new letter and I quote our check on your tax credit awards fir the year ending 5th April 2020 we wrote to you about your current tax credits award we will no longer be continuing with the check then it just tells me how to inform them of future changes to my job thAat would effect my tax credits

my SAR came today had a quick look at it after work only thing so far that jumps out is they have me employed from 09 to 2013 with a company I have never heard anything about going to go through it in more detail after some sleep

Yeah I was just shocked built myself up and then the phone call as soon as I said no I had not got the paper (for obvious reasons) she shut down the conversation and said I will post you another letter so you can do the answering online I put the phone down and just stared at it for about a 5 mins after lol

Ok that went funny I picked up the phone woman told me who they were then asked if I had the paperwork they asked for on the back of letter I said no but can still answer but she said ok we will send you a letter out and you can do it online on my tax account and would not let me give the info without the paperwork Then she asked security questions name age address then said goodbye and put phone down so now I am waiting on a new letter to give the info online I mean I am lost here

Well today is the day I get the phone call and have to come clean all my nerves have come back after today they do an investigation how long would that normally take

Thanks just read the Cop26 one thing I wondered at is it says that if you have to repay and you only get the minimum tax credit with no reduction because of earnings they can only take 10% to repay it I was thinking they would stop all £200 till its paid in full so I guess they only do that for the investigation then give it you back minus what they choose as a repayment could you offer more in repayment as I have very little outgoings now apart from what I will have to pay to the other debts and phone bill which is my responsibility to pay as I am the only one using the internet

Thanks sorry to be so much of a bother with this can you get bank statements going back 5 years did not know that was possible my tax credits go into my mums bank account because my bank Is one of my other debt issues the only income they'd will show is little bits I earned from websites other money I got the last 5 years was me selling just about everything I own to pay one debt or another be them mine or mums

So I did get a good might sleep with a more clear mind I came up with 2 more questions 1 was reading this link The part that worried me is the advice because of the time of the issue 5 years same as mine prosecution is fairly likely 2 will they want to know what I did with the money should I go back over 5 years and try and work out everything I spent over the period

Again thanks filled out and sent

Wow iPad auto correct went crazy there it was meant to say my local HMRC office

Found this link https://www.gov.uk/guidance/hmrc-subject-access-request says I need to contact the data protection officer at the Hercules office I have been dealing with

Going to send the request now i did get a little worried how they would take me requesting this if it could make them look harder and work out there's an issue anyway guess there is nothing else to cover till the SAR comeswant to thank you guys as I said other sites just worked m brain over and added massively to my fear you guys have been a great help so far so agin thank for your help to this point I will keep you updated

Just a quick update I have just chanced the day they ring to the start of march they seemed a little put out it was a month later but they moved it so have time get situated and at least a few weeks of being back at work before it