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Cmx1982

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About Cmx1982

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  1. Thanks that narrows my search down for similar cases.
  2. Thank you. Going to have a read through now. I cant believe just how many debt recovery companies there are. Reading some of the posts on here makes me realise this.
  3. UPDATE: hi guys just an update. So I have received a reply from when I sent my defence. Reply from court is a N149A notice of proposed allocation to the small claims track. I'm not sure now what to do. Do I accept the mediation or refuse based on me believing the debt is statute barred? Also I got a letter from BW Legal of a Notice of intention. Isn't this supposed to be sent before any court action lol?
  4. True. I'll keep you posted on any outcome from court.
  5. Hi guys just a quick update. Well I sent the CPR request off and have now received a reply stating "We are governed under the distant selling act and not the consumer credit act therefore we do not have a signed agreement or default notices. Please not we have queried the matter with our client for relevant documents and an updated will be provided in due course." So you were all correct in they have nothing. I also filed the defence which dx gave so will wait and see.
  6. Wow. Thanks dx . For those who know what their doing it's easy. For some of us e.g. me it's mind boggling. I'll get that put in the defence after I've finished work.
  7. Ok brill I'll give them a bell tomorrow to try and get some more information. I'll keep you guys updated and I can't thank you all enough for the help. I'm going to have a read through some of the other posts you suggested. Least I know I'm not the only one dealing with these things.
  8. If I contact talk talk won't I be admitting to the debt though?
  9. Thanks guys. I've sent off the CPR request recorded delivery so will wait and see what comes back. I'll probably have to come back to you for some advice on my defence. Not too sure when my deadline is. Claim is dated 17th of January and I acknowledge today.
  10. No payments to anyone or acknowledged debt. I've been through every monthly statement from January 2013 and there is nothing. So moving forward I'm still going to send CPR request even if It is statute barred. What I meant was how do I word a CPR request to them. That's why I was asking if there was a template request letter I could use to guide me. Sorry if I seem dumb just not sure how to word it all without looking incompetent to BW Legal.
  11. I've been through all of 2013, 2014 and 2015 bank statements and there is nothing whatsoever to talk talk. My guess is it's possibly for a previous address but God knows. Can I also email CPR request or do I need to do it through post? Also is there a template letter on here anywhere I can use as a guide?
  12. I'm just in the process of going through my bank statements right from beginning of 2013. So far I have found nothing outgoing to talk talk. I have sky going out from April 2013 and I only moved in February 2013 to my current address. I do recall being with talk talk at a previous address so I'm wondering if it's from there. I'm honestly wracking my brains to try and remember when it's from. But if there is nothing going out of my bank account, even anything unpaid my guessing it is statute barred. I'll carry on digging and get back to you asa
  13. Thanks Andyorch. It's scary how they use the legal terminology to try and scare people. If I hadn't of stumbled upon this site I would be unsure what to do. I've done the acknowlement of service and will post off today a CPR and wait to see if I receive a response. I'll obviously need help in filing a defence but can I come back to you nearer time for help?
  14. I don't recall receiving anything but couldn't be 100% certain. I have actually received a letter this morning from BW Legal basically saying even though court action has started it's not too late to organise a payment plan etc. I've never had to do this before so it's quite intimidating and seems a little easier to just arrange a payment plan. Or is this their way of bullying?
  15. In order for us to help you we require the following information:- [if there are more than one defendant listed - Name of claimant: JC International Acquisition Date of issue – 17 January 2020 Particulars of Claim What is the claim for – the reason they have issued the claim? the claimants claim is for the sum of 125.00 been monies due from the defendant to the claimant under a non regulated telecommunications agreement originally between the defendant and Talk Talk telecom limited under account reference xxxxx. The rights bene
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