Hi. If anybody could help me out it would be much appreciated. I owned a car and let my friend borrow it. Hes covered to drive my car third party through his insurance company. My friend had an accident in my car which was his fault and his insurance company settled it. I went to renew my policy and was told I'd lost my ncb because of my friends accident. Is this allowed Btw my policy is a traders policy but car involved was on policy as my own car. Not one for sale. Thanks in advance for any info