I have been banking with the same bank for many years so I’m sure I would have access to the statements from that period. I will take your advice and ignore for a while and see what happens.

Hi, they are saying it is an overdraft which defaulted in 2009. They have already confirmed in writing that they have no proof that the debt is mine and therefore it is unenforceable. In the next letter they are claiming that I made a payment if £600 in 2014 and therefore it is not statute barred. No payment was made by me and contact was not made by me at anytime since 2009. Can I make Robinson Way stop harassing me?

Hi all, I sent off the statute barred letter but have this morning received a letter back stating that it is not statute barred as I made a payment in 2014 therefore acknowledging the debt. I am 100% sure that I never acknowledged or made any payment of any kind. When I originally sent a prove it letter they were unable to provide any information. What should I do next?

Thanks both for your help. I’ll send off the statute barred letter on Monday.

Hi, The original debt (if it is what I think it is) is with HSBC and defaulted around 2008. It was sold to Robinson Way at some stage after. I have never made a payment or acknowledged the debt in any way since it defulted with HSBC and the only correspondence from me was a prove it letter that I sent at the beginning of September 2019 they have written back to confirm that they have no proof and the debt is unenforceable. They sent a debt collector to my door for the 1st time in August this year which prompted me to write the prove it letter I am concerned that debt collectors will call again as they state that even though the debt is unenforceable they will continue collection activities again after 14 days.

Hi, I recently sent a prove it letter to Robinson Way and they have replied to confirm that they are unable to provide any details of the dispute therefore my account has been marked 'unenforceable'. They have stated however that after 14 days they will resume collection activity. How can I get them to stop please?