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About Sheptonfuchsias

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  1. IHe has an account with a CRA and it says there it is an category 2 Impersonation warning
  2. Firstly he is fully aware of the card. He uses it not us. He filled in all the details. As he did with his application for Vanquis I have a capital one card myself so that logic doesn't really apply. If I can afford to pay £320 on his bill then I wouldn't be using him to obtain credit. I could simply pay that amount on my card and spend at will. It all seems to stem from this application fron Vanquis. And assuming you were correct which you aren't, if he were taking out a card to help us surely him being aware does not make it fraud. Its would be his choi
  3. Okay it goes from bad to worse. My son rang Capital one today who told him the account has been closed as its a fraud account!!!!! Obviously we are absolutely fuming as my lad has never committed fraud at all and been completely honest. They are unable to put us in touch with the fraud investigation team as they only work Monday to Friday. Fraudsters don't work weekends I assume. Anyway we are in a right panic now because he relies heavily on his bank account and is off to the USA in two weeks. The last thing we need is his bank suddenly closing his accou
  4. Hi my son has a capital one account which he has maintained for 3 months with no problems. All fine. Two days ago I paid £320 off his balance from my bank using my bank card, via his online account manager Today he went to use his card and it was declined. So thinking the payment hadnt been processed he went to the cash machine to check his balance only for the machine to retain his card. When he got home we tried to log onto his online account manager and found he couldn't log on and they gave him a number to call. We rang the number but that department
  5. Indeed. I was happy to be fined and get points if I had been caught speeding. But to lose my license for an offence I knew nothing about didn't seem appropriate justice All good now and you learn by mistakes. Could have been alot more costly but thankfully all came good and I am now able to drive again.
  6. The outcome. Went to court and filed a SD. They asked if I pleaded guilty or not guilty to speeding. Accepted the charge. Three points put on my license and £165 fine. More importantly the six points removed and the £660 fine quashed so no attachment of earnings and I am able to drive now my licensee has been restored. Thanks for the advice and help.
  7. Ever since my son was born we received Tax credits. Every year without fail we would get a letter telling us we had overpaid and they would claw some back out of our payments. Every year we would fill in our renewal pack and send it back to them. In April 2017 I took a job up I. Scotland for the summer. I was there merely 3 weeks wheb I had an accident and fell off a rock breaking my wrist and 2 ribs. At this point we were on tax credits but they had reduced the payments to a miniscule amount because we were earning a certain amount and the rest was taken
  8. I rang the enforcement section for the court and she clearly said the notice to provide details was sent on the 21.12.18. Hence why I asked because if she is correct and the letter was sent on the 21st then I cannot be guilty of an offence till the 28 days is up. And that would have been mid January at the earliest thus the six points shouldbt have been given till that date at the earliest and after my 2 year period had passed. She did say that its normal practise to send a letter telling me to respond in 28 days. If I dont reply its standard practise to send a reminder notice. If
  9. Here is an uodate I was caught by a camera doing 54 mph in a 40mph zone on 18.11.2018. The police apparantly wrote to me on 21.12.2018 asking for information on the driver. Because it went to a previous address I never knew anything about it. It then went to court in June 2019 and six points and £660 fine was awarded. This information has come from the court services so this opens up some further questions. Firstly It would definitely have been me driving. No one else ever drove my car and the road in question was a road I would ha
  10. I am a bit confused about this. On the DVLA site it says the offence was on the 21st December 2018. Is that the date that I supposedly committed a traffic offence, the date it went to court or the date by which I should have responded by had I received the notice of intended prosecution. If its the date of the offence surely that would be wrong as the police have to alkow me time to respond. The offence of falling to provide details didn't occur until the point at which the time limit set by the police had passed. I may have been guilty of a traffic offen
  11. I rather stupidly assumed when the policeman last year took my details and my new address they would automatically update the address. That belief was further enhanced when the fine for no Mot came to my new address. I just assumed they would alter the address on the system. Clearly that was a rather costly assumption.
  12. Thanks honeybee. But I am absolutely panicking like hell. I have been driving without a license for the last 10 months and now cannot get to work and living in a rural area I am not reliant on public transport.. I just don't know what the hell I am going to do if they don't allow me to keep my licence
  13. Thanks for the advice. So actually what I am doing is appealing the failure to supply drivers details which they will then re instigate. If that happens what can I do as the punishment is 6 points. However that would take me over the 2 year period and I would be able to keep my license. Or would it then apply from the original date of the offence or the date it originally went to court. If I do file. SD would that then overturn the 6 points until the matter is dealt with or do they remain there. Sorry to be a pain but I am in a state of pani
  14. For failing to report the driver of a vehicle. The problem of coarse 1) i have no idea what driving offence the request for the driver was about 2) I haven't had any letter from the court, DVLA or anyone.... Absolutely nothing till the attachment of earnings letter landed on my doorstep today
  15. Okay where do I start. I passed my test on 5th January 2017 so my 2 year new driver provisions expired on the 5th January 2019. In May last year I was pulled over by the police and told my mot had expired by 2 days and there was no tax on the car. I knew about the tax and took a risk and lost the gamble so fair cop. Got a £100 fine for no Mot. At the time the officer took all my details. My address didn't match that on my license so I explained I had moved. He took the new address and told me all paperwork would go to the new address and the DVLA would upda
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