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prang

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About prang

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  1. prang

    car accident

    What is the advice, pitfalls to be aware of if I try settle this privately or direct with his insurer?
  2. prang

    car accident

    Anyone else have an opinion on the cost of getting insurance in future if I do/do not claim and just leave it as information only? What is the advice, pitfalls to be aware of if I try settle this privately or direct with his insurer?
  3. prang

    car accident

    Surely if I claim, the cost of getting insurance next time has to be more than if I had only reported it as an accident? Are you saying it would be higher by the same amount if claiming or not? It is just plain wrong. Why on earth would one report it as an accident? Its clearly flawed. If thats the case I may as well just raise a claim!?
  4. prang

    car accident

    Forgive my ignorance but the repair quote is %73 of the car value the assessor also gave me so why is it not a write off if I claim? Also if I take the repair 'cash' will the no fault claim affect me in future in terms of renewal price either with my current insurer or elsewhere?
  5. Hello Advice required please. I had an accident and reported as information only (no claim as yet) I was hit in the rear and its been deemed no fault to me and will not affect my NCD and the excess will be waived. (but as i say no claim as yet) I had the car assessed by my insurance - its roadworthy and not a write off if I have it repaired (which does surprise me) OR I can take the value of repair costs and then walk away. What do i do?
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