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About gonegirl

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  1. Hey there... Well I haven't heard anything from them... So let's hope so ! :)
  2. Sorry- should I take the attachments down? And didn't look at what ?
  3. Just a quick update on my case... So I recieved a letter from Dryden today. So now I await my fate...
  4. Hi Ken I signed into the student loans website with my email and then followed the prompts to reset my password and it worked! I'd never even used it before but thought it was worth a go !
  5. I know - that puzzled me too ? Can't think why I would have made that payment - maybe missed a deferment and had to catch up. Although Ive had 2 babies since then - nothing stays in my brain too long anymore ! And I don't recall much pre millennium! So my next step is to reply to their PAP letter with the SB letter. On it.
  6. Ok will do, Thank you Dx On a side note - I've just somehow managed to log into my student loans account and found out the following... Not sure how up to date it is - but would appear last deferment pack sent out in May 2013 - but when would I have defaulted in this case ? I will go read PAP thread.
  7. Ok... So I called again and they finally let me speak with a supervisor (after some reciting of the financial acts). Who was somewhat vague to say the least, but after some persistence he clarified that the last deferment pack was sent out in 2004 ? Which seems odd ? I'm sure I deferred after that date but can't be sure. He did add that they send annual statements out on behalf of Erudio (?) and they last sent one in September 2013. What next ....
  8. Hi there Sorry if I've jumped in where I shouldnt... but I'm brand new to this group and have spent the last hour trawling through threads to try and establish which route I need to take in my situation. To be honest, I have got kind of lost in the jargon and legal aspects of it all, but I'm hoping someone can kindly advise or point me in the right direction ! I took out 2 student loans in 1996 and 1997. I then deferred successfully until the SLC sold out to Erudio Student Loans Ltd. This is where my issues begun before I knew it I was being sent payment arrears letters due to non deferment, due to a combination of poor communication from Erudio and my own frustration with their incompetence ,leading me to give up on the process (Despite earning well below the payback threshold). Numerous letters followed, which I ignored because It seemed fruitless and then wrongly thinking it had gone away, I moved house and forgot about the matter. Until today, when I recieved a letter of claim from 'drydensfairfax" threatening legal proceedings. Dryden state my debt was assigned to Eurodio on 22nd November 22 2013, which is conveniently 5 months away from the 6 year SB. I have never written to Eurodio or made payment, and I do not recall the last time I successfully deferred. I do not wish to go to court, and I have never earnt over the threshold to have to pay my student loan back.But of course I gave up on deferment due to the stress of it so don't know if I have a leg to stand on.What would be my best course of action. Any advice would be much appreciated.  May I just add, I have been in contact with the SLC today to try and establish my last deferment date - but they said that they couldn't give me that information and that I would need to ring Erudio student loans. Is this correct? Worried about making contact with them due to their link to Dryden. Gonegirl
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