Jump to content

lwoodbine

Registered Users

Change your profile picture
  • Content Count

    24
  • Joined

  • Last visited

Community Reputation

0 Neutral

1 Follower

About lwoodbine

  • Rank
    Basic Account Holder

Recent Profile Visitors

The recent visitors block is disabled and is not being shown to other users.

  1. Yup, early days yet. Let's see how they respond.
  2. Thanks for all your help. I'd already submitted the original defence by the time this got through but emailed through an updated one. Either way I hope this can be solved through mediation before (if ever it gets to trial).
  3. The only other thing to add is that there are two years of loans because I changed courses - these are the two from the course I switched to. However when I did that the SLC messed up and separated my loans - now the two loans from my original course are with Honours and the two loans from the course I switched to are with Erudio. Don't know if that has any legal impact. Regarding the defence, unfortunately I need to go to work in a minute and was going to submit it before I left. Should I stick with the original defence in post 15?
  4. Thanks DX, could you delete that one? This one should have them all redacted. Andy, the notice of assignment had the original SLC mortgage loan numbers and an SLC account number, but not Erudio's new account number. I wasn't making payments, however on a deferral form I sent to Erudio in 2015 I had filled in a direct debit so had assumed they would take payments if I wasn't in deferral. erudio-edit.pdf
  5. here we go. Apologies for the quality, had to use a scanning app on my iPhone but they're in date order and legible. I've attached two remedies of account if that helps. I haven't scanned the notice of sums in arrears or annual statements.
  6. ok, if you're happy to look through it before tomorrow's deadline. I'll upload it tonight.
  7. I'm about to head home so will submit the defence when I get in. Then the ball's in their court...
  8. Thanks, that was my thinking too. I believe I received them in 2013 so let's see what they can produce.
  9. Thanks Andy, good point with the PAP letter. I don't know how to check if both are legally valid and what prescribed terms are required to make said notices valid, I'm guessing there is information here though.
  10. I received the PAP, unfortunately I'm not at home at the moment so can't check but I'm sure I was sent a notice from Erudio when they bought the loan. I assumed that was the notice of assignment. I can upload it when I get home.
  11. Just to make sure, Andy orch are you saying the defence in post 15 is OK? Presumably as I have deferred to erudio it should be the defendant acknowledges the notice of agreement - so para 3 should be denied while 4 is accepted? Thanks again for your help.
  12. thanks. Revised version below. If it looks good to you I'll get it sent over tonight. 1.The claimant claims £5,677.64 for monies due from the defendant. 2.The debt was pursuant to a regulated agreement between the defendant and the Student Loans Company Ltd. Each agreement had an individual account number as follows… 3.The defendant failed to make payments as per the terms resulting in the agreement being terminated. Notice of such is served by a default or termination notice subject to the terms of the agreement. 4.The debt was assign
  13. from reading other threads, I'm wondering if it's worth sending two individual CCA requests to Erudio, rather than one for their 'master reference number'? Could get them off tomorrow in that case, then file the defence.
  14. OK, here's the defence. 1.The claimant claims £5,677.64 for monies due from the defendant. 2.The debt was pursuant to a regulated agreement between the defendant and the Student Loans Company Ltd. Each agreement had an individual account number as follows… 3.The defendant failed to make payments as per the terms resulting in the agreement being terminated. Notice of such is served by a default or termination notice subject to the terms of the agreement. 4.The debt was assigned to the claimant on 22.11.2013 with a notice provided to the
  15. There are two slc agreement numbers - 99 and 00, to which erudio says it has assigned a single master reference number.
×
×
  • Create New...