Yes there is a reference number

I was operating as a sole trader and bringing my stock over from South Africa

I am not a business but I’ll ask about the contract

The import agent who was acting my behalf arranged the storage and all the contract details.

I will try and get a copy of the contract, it was between my landing agent here and the warehouse owner. The goods were their responsibility until collected by myself

The company that handles my imports booked the goods into storage with the owner of the warehouse. He was paid for the service. Surely if he is holding and storing goods he would have to have some sort of umbrella insurance for theft fire etc etc. at no stage was I advised to insure the goods whilst in storage, I had the insurance for transporting them to my warehouse and insurance set up on arrival in my warehouse.

I am looking for some advice. I recently imported stock and it was held in a warehouse until the courier could collect. The stock was stolen from the warehouse and the owner is saying he is not responsible for any compensation for the loss. It is a large business that has been operating for over 30 years, would he have to have umbrella insurance to cover any stock theft or loss? I was paying him for the service to store the stock. what are my chances of claiming the loss from his insurance cover? Any help would be much appreciated.

yip its the only thing on my credit report. i have equifax plus experian. Nothing on them except the 02.

Unfortunately it has. Can't even get a credit card or even an increase in my overdraft. It has been an issue, even when I had my meeting with the bank about getting a mortgage it came up straight away. It's a complete stuff up. Hence why I was hoping I could get it removed. I'll have read through that article above.

Ok I see, so unfortunately i will have a default on my name for the another 2 years. It's totally unfair, cause now I can't buy a house for the next 2 years!!!!

Thanks to you guys! The default was noted on the 26th of July 2016, so still still 2 years to go. On my Experian it says that default notice/company is Lowell's. So surely if they have given up then i can get the default removed? Nothing on there says anything about 02.?

Hello chaps! For everyone involved I just want to say a massive thank you! We won boys we won. They discontinued the case completely! So chuffed! I'll be giving a donation next month! Thank you all again. I wanted to ask, now that the case is discontinued can I ask 02 to remove the default or will this not happen ? I really want to buy a house and it's reflecting badly on my credit score! Thanks again guys. I'll upload a picture of their letter soon as I have time!

Received a notice of transfer of proceedings. I assume this is normal.

Ye they never sent anything. I did say not to make contact as i am just finishing up lambing. Plus the mediator sounded like a real cow. It sounded like she worked for lowells, they way she carried on. Any way moving forward, ill wait for my n157 and see what happens. Either way, whatever happens they not getting a cent off me.

Hi chaps hope you all well. Had a surprise call by the mediator today was in my tractor so really caught off guard.She said would I like to settle this amount by mediation.?my response was no,I want to defend this case all the way to court. Not sure this was the right answer or not ?