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About ST123

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  1. Hello, I have read through numerous threads with regards to Harlands/CRS. I have a £100+ charge for cancelling my £11.99 Direct Debit (after my 12 month contract but without 30 days notice) I have offered to pay £11.99 for the missed Direct Debit payment but no admin fees however this was not accepted by Harlands. I have seen lots of advice to ignore these letters/texts/calls but was wondering if by doing so has anyone's credit score been affected? Thanks!
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