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About Revala69

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  1. Thank you HB your first post just came through the links are great thank you. My problem is my landlord is using the excuse that because they are based overseas these benefits don’t apply to them I just want to go back to them with a polite but factual response.
  2. Thank you I have already started that process the universal credit housing costs won’t even cover half the rent and as you know this process takes a long time. I am also pretty sure my landlords have a UK mortgage as they used to live in the house we now rent from them if this is the case would they be entitled to the same rights even though they are based over seas now?
  3. Sorry for the long winded title !! I am a private tenant in the Uk and have never missed a payment, I recently lost my job due to the Coronavirus and I asked my landlord if he could get a 3 month payment holiday to help us out. He has come back and told me that as they are non uk residents they don’t get the same rights. I just want to know if this is true please ? Surely if his mortgage is with a UK bank or building society he should be able to get a payment holiday regardless of where they live ? any help or advise would be much appreciated. Thank
  4. Hi I have just received a judgement of delivery of goods order this isn’t a surprise as this has been going on for some time now what I am surprised about is the fact that this is the 3rd hearing and one which I wasn’t aware of. The creditor is black horse and I missed almost 8 months of payments due to redundancy and Ill heath, despite being back employed and trying to negotiate with Black horse they took me to court which they had to as I had paid nearly half of the loan back. Twice I have been to court and twice black horse didn’t turn up mu
  5. That’s exactly what happened BA when i asked for some time to check my rights I went indoors and quickly Googled the information i had to hand and when I confronted them they said they are high court officers and have more rights than a normal bailiff and I was wasting there fckin time and got his phone to call the police. I knew that they couldn’t do this but I felt so intimidated and my children where getting upset and scared I just gave in.
  6. Thank you BA I will hold off sending anything back to them until I have received this from you. BR
  7. Thank you BA I have emailed them and I got a response telling me that I have 14 days to submit any more evidence, photos etc. If you can add anything I will send it across to them. Best Regards
  8. I have but it comes up with all the high court enforcement companies is there anything specific I should be looking for ?
  9. No we have since moved house and switched to another supplier who are so much less expensive and I agree with the appalling customer service. I am in the process of drafting a complaint letter to CES and copying in my local MP
  10. Yes I did think the same actually however I did explain as soon as we got in the car that it is on finance.
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