I've been doing some general reading of the forum and have become aware of the lack of legal powers DCA's possess and that fact that there hasn't been a court case in a long time, however, I would appreciate your advice on my particular situation.
I joined a gym (One on One Fitness) on the 17/4/18 so the minimum period (12 months) is up soon.
The issue I'm struggling with, however, is that I signed up on a promotional rate which required a 36 month term. This is explained to be separate from the minimum 12 months but it is stated that if the membership is cancelled then I'll be required to pay the difference between the promotion and normal prices.
For example, the promotion was £12 a month instead of £24. In the minimum period I would have paid £144 but cancelling would incur a charge of another £144 to make it up to the non promotional price.
This seems completely non sensical to me but I'm not 100% sure of how this works as its the first time I've come across something like this.
The company handling the membership fee's is Debit Finance Collections plc (DFC) which I have seen being mentioned with increasing frequency around here lately.
If there's anything Ive forgotten to add, please ask and I'll clarify. I'm somewhat prone to anxiety and stress so I'm hoping to put this behind me as quickly as possible so that I can get on with things with one less thing on my mind.