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About Tboor74

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  1. Possibly insurance on a loan or equipment finance. I'll SAR them tomorrow. Thanks
  2. I have been going through old bank statements and found 2 monthly payments to Genworth hiring back several years. This is a business account, and we never knowingly signed up for either of these (no records of what the payments are for anywhere). The insurances would be pointless/ void as I am self employed and have, and always have had, comprehensive personal and business insurance elsewhere (that I did arrange). Should I contact genworth direct? Are they legally bound to reply as per ppi rules, even though i have no other details? Thanks for any assistance.
  3. I've sent Lloyds all the requested info, and more. One last query, when they sent their request, I assume the 8 weeks doesn't start again and that they still have 8 weeks from original receipt to advise of their decision? Thanks again for the assistance.
  4. Found another with Clydesdale.
  5. Clydesdale have replied too but just saying they'll reply within 8 weeks. Fingers crossed it may be sooner.
  6. Fair enough. I've got everything here, belt and braces so I'll send the lot in. Thanks again.
  7. Lloyd acknowledge the issue but require : account details, proof of payment, statements etc. I have them all so will scan them and send them off but this seems like stalling and surely they can't legally require all that?
  8. Thanks for all the info. I've actually got 2 insurance covers, both business loan cover, which we were told we had to take out and which we already had elsewhere. I've got both loan agreements and all statements so I'll follow your instructions and see what happens. Thanks again.
  9. Thank you very much
  10. Thanks very much. I'll get it looked into.
  11. Hi all, I'm after some advice hopefully. We took out a business loan in 1995, at the time we were told that I had to take out a personal insurance cover in order to secure the loan. Don't take the cover, no loan. I've still got all the docs and paperwork etc. The issue is I already had life insurance in place elsewhere. This was never asked about or considered, I was just told you must take the insurance policy with us or you can't have the loan. It now seems ridiculous I was paying twice for the same product. Is this a case of miss selling? Any advice much appreciated.
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