That’s the letter posted. Let’s see what happens now.

Hi guys, just checking if my letters okay now. thanks

Sorry to bother you again, does this read better? Ward v2.pdf

I've deleted the UK law bit , should the letter be okay now?

Is this better? Thanks Ward v2.pdf

Would this letter be suitable ? Ward reply 01122019a.pdf

Thanks again

Hi, I’ve read the above replies but I’m still sure whether to send them a letter or use the PAP paperwork.

It’s a Kuwaiti Bank which has been named in the letter.

Thanks again

Thanks. Is there a standard format for the letter? Or do I reply using their paperwork.

Having heard nothing more CLI I thought that this claim was over and done with, However on 15th November I received a letter from wardhadaway law firm ( Solicitors from Leeds ). I just ignored this letter as another fishing attempt. This morning I received a “signed for “ letter containing a letter of claim sent in accordance with the Pre-Action Protocol asking for various details and several statement of accounts. What do you think I should do next?

Thank very much for your help

The loan was taken out over 11years ago and I think it was over 48 months. The last payment would have been made in June or July 2008. I have not received any letters or emails from the bank.

Hi, I was working in Kuwait and took out a bank loan, I had to leave the country due to a change in circumstances, it would have 12- 18 moths ago I started getting emails from a company in the US asking me to pay off the outstanding loan, I blocked the emails and never heard anything for another 12 months. I started getting letters from Credit Limits which I ignored. Then at the weekend I received a pre action protocol from Credit Limits.