My first post - please be gentle this is a very stressful and difficult time!
Back in Feb I received a PCN from Manchester CC.
I can't recall why I was even in Manchester or anything about the circumstances.
I was pregnant at the time and unfortunately lost my baby in April.
From there everything went to pot.
I couldn't cope with day-to-day life, I left my job and things that should have been sorted just, well, weren't.
Fast forward a few months and I received a letter from Equita stating that they had a court warrant to deal with this.
Having had nothing from the court myself, I wrote back asking for a certified copy.
Nothing materialised and I forgot all about the matter
- still not quite back to myself in terms of organisation!
Last Tuesday a bailiff from Equita attended my property.
I explained the situation to him but he clamped my car giving me one week to sort something out.
I offered a payment plan but this was refused.
I was NOT given a Notice of Immobilisation nor was one placed on the car.
I did NOT sign a Controlled Goods Agreement.
The only paperwork left for me was a notice which would have been posted if I had not been in (informing me they had been and would return on X time etc.)
I emailed Equita that day again requesting copies of the warrant and a copy of the Notice of Enforcement giving me 7 days notice of attendance.
On Thursday I received a letter from Equita, a Notice of Intention, which stated it may still be possible to make a payment plan.
It was dated the Monday, one day prior to the bailiff turning up.
I called Equita and the chap was extremely rude and talked over me constantly.
He said the letter said 'may be possible' and that it was not possible.
I argued it was unfair to send a letter out on one day then send a bailiff before I had chance to even receive it, let alone respond.
I also received another letter on Tuesday this week stating they enclosed copies of what I asked for - but with nothing enclosed.
I am currently 14 weeks pregnant and have been quite poorly over the last week with a severe chest infection.
Today I contacted the National Debt Helpline and they helped me to draft a vulnerability letter which I have emailed to the bailiffs and Manchester Council.
I called the council to let them know the situation.
The lady was lovely and asked me to phone the TEC to make an appeal (which I have done and sent after speaking with them and explaining the situation).
In my letter to the bailiff by email I put them on notice that I have appealed to the TEC.
Should they now remove the clamp whilst this is going on?
Without a Notice of Immobilisation or CGA is the clamp there legally?
I would appreciate any advice!