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fergal71

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Everything posted by fergal71

  1. Hi is there anyone out there who is good at drafting particulars of claim for unlawaful default on credit file due to charges.... really need help quick dont want to say too much but need help quick to continue with case...
  2. Hi martin, sent email to refresh memory cheers... fergal71
  3. hi martin , any news with my POC's I have tried your personal email.... I know you are probably snowed under but this could be a vital case against such charges and misuse of DPA.... Mo I have tried my own thread ... sorry to add to yours but it is very similar
  4. hi martin , have you had chance to look at my amended POC's cheers
  5. how do I launch an investigation by independant assesor into a claim that has taken nearly 3 years???
  6. hi uk26 on which thread? I am massively interested as the thread went cold and it seemed you had made significant strides in challenging them.. I thought they had paid you of for your silence or something????
  7. HI UK26 I read a thread of your some time ago? How did you get on against credit reference agencies... thread ended and went quiet, can you answer o n here or by PM...
  8. Hi lee I was asking sausage if it had been marked as settled or removed? Cheers
  9. what about choosing a bank and moving any money out or not paying debts to that bank..... aswell as striking on a set day or petition outside local MP constituency office when they are there
  10. june 2010 is just another carrot in my opinion and will not resolve anything and will not open the flood gates.... each case will still have to be taken to court and the govan case just holds up thousands of others waiting for outcome.... I bet my hat eating that it does not open floodgates and that all individual cases still need to be challenged.... like I have said many times we need to bring a bank to its knees and challenge the government especially at this time when they need our votes. what needs to happen to the British public before we do something about it? MP's stealing expenses Lords selling Laws to companies Banks stealing from poor to make sure in credit customers dont pay credit reference agencies having no legal right to hold our data? 0845-0870 numbers late payment fees overlimit fees contact centres moved to india etc ( poor customer service to save money) Banks bailed out and brought country to its knees yet still pay huge bonuses to keep best people( which people are these, those that made mistakes in first place) justice for victims and not criminals I am sure there are many more? what is it going to take before we collectively do something about it.... voting for the 2 major parties is not going to change things.... asking them to listen is not going to work either The only thing that will work is direct action that will make them listen???? In this day of facebook, twitter and internet we have more power than ever before yet we seem less willing to utilise that power and more willing to let somebody else try and then decide if we can try( govan case) frustrated ( australia for me , I think)
  11. june 2010 is just another carrot in my opinion and will not resolve anything and will not open the flood gates.... each case will still have to be taken to court and the govan case just holds up thousands of others waiting for outcome.... I bet my hat eating that it does not open floodgates and that all individual cases still need to be challenged.... like I have said many times we need to bring a bank to its knees and challenge the government especially at this time when they need our votes. what needs to happen to the British public before we do something about it? MP's stealing expenses Lords selling Laws to companies Banks stealing from poor to make sure in credit customers dont pay credit reference agencies having no legal right to hold our data? 0845-0870 numbers late payment fees overlimit fees contact centres moved to india etc ( poor customer service to save money) Banks bailed out and brought country to its knees yet still pay huge bonuses to keep best people( which people are these, those that made mistakes in first place) justice for victims and not criminals I am sure there are many more? what is it going to take before we collectively do something about it.... voting for the 2 major parties is not going to change things.... asking them to listen is not going to work either The only thing that will work is direct action that will make them listen???? In this day of facebook, twitter and internet we have more power than ever before yet we seem less willing to utilise that power and more willing to let somebody else try and then decide if we can try( govan case) frustrated ( australia for me , I think)
  12. june 2010 is just another carrot in my opinion and will not resolve anything and will not open the flood gates.... each case will still have to be taken to court and the govan case just holds up thousands of others waiting for outcome.... I bet my hat eating that it does not open floodgates and that all individual cases still need to be challenged.... like I have said many times we need to bring a bank to its knees and challenge the government especially at this time when they need our votes. what needs to happen to the British public before we do something about it? MP's stealing expenses Lords selling Laws to companies Banks stealing from poor to make sure in credit customers dont pay Credit reference agencies having no legal right to hold our data? 0845-0870 numbers late payment fees overlimit fees contact centres moved to india etc ( poor customer service to save money) Banks bailed out and brought country to its knees yet still pay huge bonuses to keep best people( which people are these, those that made mistakes in first place) justice for victims and not criminals I am sure there are many more? what is it going to take before we collectively do something about it.... voting for the 2 major parties is not going to change things.... asking them to listen is not going to work either The only thing that will work is direct action that will make them listen???? In this day of facebook, twitter and internet we have more power than ever before yet we seem less willing to utilise that power and more willing to let somebody else try and then decide if we can try( govan case) frustrated ( australia for me , I think)
  13. hi pinky did you not take cra's to court????
  14. this should be a target cra's are illegal there is no law to support there business?????
  15. can any legal seagulls bring all these cases and details together to form one case?
  16. I have not heard of any CRA winning a case it appears they disappear once challenged in court do they pay people off????? they hide behind industry standard not law, should we all not be bringing cases in court against cra's
  17. hi desigaa, your post 50 is identical ti mine in 29, I should take you to court for plaguerism;-)
  18. Hi sausage was the default removed or marked as satisfied.... as satisfied is still as bad as unsatisfied...????
  19. they have offered refund but it will be wiped out by arrears... Can they use to pay off arrears or should they refund direct and chase arears later... Also they say they will not refund PPI until new agreement signed?
  20. Hi I would try the online system, you will need up to date credit file to reference to... they usually take approx 2 weeks to respond in full.... good luck
  21. also does anyone have terms and conditions from accounts late 80's early 90's. If this is successful and we can show old terms flawed they surely historical charges caan be claimed back.... would we be able to claim back estimated charges as the bank is unable to provide old statements???? I had thousands in charges in early 90's and would love to be able to claim them back
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