New to the site and hoping to get some guidance and help on a matter I have.
I have had an email from creditcorp regarding a debt I have in Australia and if I do not contact them within 48hours they will make arrangements to source a uk company to recover these debts on their behalf.
They’ve advised the amount of $6000 and from what credit card company they’re recovering for (st George’s bank).
I was paying my credit card whilst in the county but my partner cancelled my defacto visa and I had a very fast exit out of Australia last year.
I believe the debt recovery agents have found that I’m back in the uk after contacting friends in Australia about a ‘business matter’ and innocently my friends have said I’m back in the uk. There has been a total of 3 emails from the same guy working for credit corp, in his second email he confirms he knows I now reside in the uk.
My absolute main concern is that I own a house in the uk and so I am terrified of losing that.
I am willing to repay the debt to avoid losing this but I do not know where to begin,
what to do as so many things I read seem to contradict each other,
from ignoring them to paying it back in full.
Not to mention the amount the debt recovery have added to the amount I actually owed which I think was $3000ish
What rights do they have?
And can they get a uk company to follow this up?
I’m assuming it’s stevendrake they engage (from what I’ve read)
any help or advise will be very much appreciated.