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Cinderella18

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About Cinderella18

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  1. Hi DX, I’ve just called national debt line and they have told me that a DCA can send you a pre action letter and they have done nothing wrong??
  2. Sorry I didn’t mean to make mistakes as was just trying to give you more context and information... as I said this is all very new to me and confusing which is why I asked for some advice.... Help me out a little... what have you spotted on the footer that a layman like me hasn’t. Appreciate the help
  3. Sorry DX, I’m new to this so want to make sure I fully understand and don’t want to make any mistake. What do you mean by that comment, what aren’t the abiding by exactly?
  4. Yes DX that is correct. This has been the only UK address and they are aware of that. In terms of the debt, the bank I’ve the years kept increasing the limit as I am fed he account well, every time they did I called and asked for it to not happen as I was not happy to manage the large limit (trust myself) they talked me out of it and put a number of purchase on payment plans and recommended that I keep the large balance. This happened a number of times over the years and they could see the balance building up and are very irresponsible in their lending practise. I was using the card to live as the monthly payment was high and they could see that but kept raising it without my consent. Dubai was very expensive to live in and became increasingly hard to manage so we left as we also had family health issue back in the UK. hppe that helps
  5. Thanks DX It’s a credit card debt, I don’t want to go into full details regarding the amount as I know they read this forum. But the interest has taken the debit to over 500k dirham. They’ve had my address and have sent me letter ands emailed me over the years a few times I have replied explaining my personal issues and situation. Which they we we ok with. Last time I heard from them was in 2018 and now I have received this letter of claim. It isn’t titled letter of claim but says it is letter of claim in paragraphs. They sent statements, signed agreement document and forms to complete. So your recommendation is to complete forms and reply to them?
  6. Hello, Have been activity reading UAE threads on CAG for a number of months now and haven’t posted questions as most threads have answered questions or helped me. I have recently received Letter of Claim from IDRWW with the contact a solicitor for CWD, but with an IDRWW email address. Im looking for some advice on how to proceed as I can’t find many threads of this manner. Tx
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