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PR11

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  1. Thanks DX100uk and slick132. I just wasn’t sure if I needed to do anything or whether they have an unlimited amount of time to respond with the correct paperwork. Thank you
  2. Hi All, Thank you for your responses last month. I sent the request 09/11/18. They acknowledged it on 15/11/18, saying they had requested the documents from the original creditor and will let me know when they have them. I haven’t heard anything further. How should I proceed? When should they have replied by? Any help gratefully received! Thank you
  3. Sorry to bother you again! Just a quick question - do I use the name they are referring to me as or my current name, on the paperwork? Kind regards
  4. All that I know is what I’ve said above and what they’ve said in their letter. * Agreement made in 2011 * For electronic goods from Currys * Defaulted on in 2013 Is there any point in making a CCA request?
  5. It says on the letter that the original client was Barclays Partner Finance and I think it was a TV and something else! Sorry to be vague - it has been a difficult 7 years since that was taken out!
  6. Thank you for your reply. I have no other correspondence other than this Letter of Claim. That is not to say that they haven’t sent anything, but we have moved a few times in the last few years and our Son normally sorts the post as he is often home first and he may have thrown ones away which were a name he didn’t recognise.
  7. Hello, Thank you so much for your reply. Last time anything was paid towards it was, according to my credit report, September 2013. That would have been paid to the company (I think it was for electronic goods that were on finance). I just wanted to know what the best thing was to do - over some payment? Ask them to prove that I owe the monies? Something different? I apologise if this information is already here somewhere l!
  8. Hi, Thank you for your reply. Yes, I’m aware it’s all above board, just wondering how to reply to it.
  9. Hi All, New here, so I apologise if this is something which is easily found. I have received a letter from Hoist Portfolio/HC Solicitors for a debt of £1500 which was defaulted on in 2013. A bit of background - I was known by a different name for 2.5 years when fleeing Domestic Abuse. I changed my name back to my maiden name in 2012, then was married in 2013. The default on this happened due to having a horrible year in 2012 and my Husband and I being made redundant within two weeks of each other at Christmas. To be honest, I had completely forgotten about this debt. We have moved multiple times and so have likely missed correspondence regarding it. I now have a “Letter of Claim” in my old name. I am aware that they’ve probably linked my old name with my current name. I have never deliberately withheld information, I just genuinely hadn’t thought about informing creditors directly all those years ago. Please can someone advise as to the best way to approach it? I obviously do not want to end up with a CCJ, but am unsure where to start with this. Thank you so much in advance.
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