Hi apologies if this is posted in the wrong place.
After spending all night reading posts about overpayments I wondered if anyone had advice.
I received a letter last week asking for information as my daughters dad is linked to my address.
I knew this as his mail has been coming here for years after we split and we entered into a mortgage agreement in 2016.
The mortgage is complicated, my daughter is disabled and was granted an adaption for the house.
There were quite large costs to meet and I needed to raise funds for the overspend.
Her dad agreed to help and we set up the mortgage as friends.
He wanted to provide security for his daughter.
We have remained friends and he regularly visits, however....he’s got no other links to an address as he’s been lodging with mates or sleeping at work.
In January thus year he came to stay occasionally as I was struggling to meet my daughters medical needs due to a car accident in 2017.
I have a son with ADHD and he was also going through a rough time at secondary resulting in violent behaviour at home.
During 2017 I was also diagnosed as having autoimmune disease due to living under highly stressful conditions.
I was depressed with chronic pain and not coping.
By March he moved in as my condition with my shoulder meant I struggled with most tasks. Torn supraspinus tendon...
By July we felt we were a couple and in August I had surgery with a long recovery requiring full care.
I’ve disclosed everything they have asked for but anxious they will go back further
Yesterday I sent in all documents required, everything has been paid by me up to now with his maintenance showing in bank statements.
He agreed to pay half mortgage in July so that’s when I’ve said a relationship began despite me needing care to live at this time.
Should I go to cab?