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About s2005lib

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  1. Hello Dx Yes I will update if I have anything new from DCA or bank. Since my last post I have not had anything yet from them...
  2. Hi Rgaine Do keep posting if anything happens. (As I am on the same boat. Haven't had anything served yet). but maybe they will do the same with me as well This I never heard - served in person by another DC, I thought IDR were the only once doing this stuff.
  3. Hi Dx No i am not in Electoral register. Hi Uncle Noted
  4. Yes i will respond. But I can respond via email right? They have given a email address. Well i don't really have a permanent address in the UK last few years. Whenever I am in UK. I am just staying with various family and friends. (So its bit complicated i guess.
  5. Hi Dx, Yes it is Rak bank. Sorry I apologies I did reply to emails in 2018, because I thought I had nothing to hide like you said I don't have any asset or anything. They did go quite after that. then - letter came - "Couple of weeks ago in August 2020, sent to my (Old) UK postal address, for Rak bank. A long letter asking me to respond within 30 days to avoid court proceedings A reply form of Annex 2 - tick various box (I owe debt; I dispute; I will pay now; I will pay need time; etc etc) Another annex form 3 - financial st
  6. Hi Dx Ok. Yes I send all the stuff to idr over a year ago. But that was my question the letter was send from idr. Not cw. If you read my 1st post. Idr sent the letter but the person who wrote to me (when i Google seached, seems to be with cwd)
  7. Hi dx Yes i will reply. I have always replied to their emails. Just odd they sent letter/ documents via post this time. Didn't understand what you meant by rak has all these info? What i wanted to know more because of my curiosity - idr is solicitor firm or just a collection agency?
  8. No, currently I don't have any assets not only UK but anywhere. Not a resident in India no. But I am living here months on end. (I am Indian origin but British)
  9. Hi Andy, I understand but I was looking for some answers on the 5 points I have raised. Currently in India as well. Don't know when I can get to UK, not before next year I would guess...
  10. I have been following this forum since 2016, and have written here couple of times in the past. Writing again on a new development/ event which I would like to get your comments on Without going into all details, in short - I left UAE when I lost my job in 2015. leaving behind debts with few banks (CC etc). Now and then I have worked on small projects as a consultant since. And next to nothing in earnings! (Given all my life I worked in MEA, any good job offers I got was attached to that region which I can't take.) I have had communications from IDR quite r
  11. dx if you will see my original post (maybe a month or so ago). its not an info uae bank will have.
  12. Tilly Do see my post, from maybe a month back. they asked me (giving the exact date). I asked in this forum "how" but no one seem to have a clear idea. They must have some sort of checking process. Even I am out of work they just keep chasing and chasing.
  13. thanks Dx100uk. No I never had this been served (as far as I am aware).
  14. dear lorcandub do post the outcome of this, as you said many post about SD etc but I have not seen any post after that.. I am on the same boat so curious to know what are the out comes. My 18 years of career is almost over due to this... I don't really know what SD looks like - will that be 1) a standard letter with uae bank paperwork & TC Or 2) will it be a court paper? If the answer is 1) then I had that but nothing happened. All I can say they have not taken me to court yet 2 years and still fiddling. Having said that I have no asset or work (since I retu
  15. yeah still Willy Waving lol. I understand what you are saying and I am sure perhaps they are just scaremongering. But how have they received this "certain information suddenly last week" got me really stressed.
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