I am looking at a mortgage hopefully next year so thought i would give the file a look. Good job i did as its in a right mess.
1. I have a debt of my fathers somehow on there, in my name but showing his date of birth, will this be a problem getting it removed?
2. Several debts with Lowells, which are all past 6 years old but showing recentish default dates, which are NOT the original default dates( shopacheck, vanquis).
3. A couple of debts that didnt default for ages, literally showing as red box with numbers in for 3 years befire a *D*
4. Debts that show as settled, plenty of red months ( i never settled them) but past six years old, shouldnt they be gone?
Any advice much appreciated.