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learner121

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About learner121

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  1. I never got the email alert for my replies. just got an alert from yours though.
  2. I setup the seperate account for her (with barclays - it took 5 minutes online and had account no and sortcode within 5 minutes) so no need to even leave the house. Just doing the letters for her now. Quick question, which address to send to? there head office (this is lloyds btw) they have so many addresses its diffult to know where to send to..
  3. post been deleted damn. Ok spoke with them long story short will accept £100 month. do they have to accept a lower amount? how does it work guys?
  4. thanks! I called them and confirmed it was for what I thought it was. funnily enough they have had no confirmation from bailiffs that first amount has been paid in full. funny that! they asked for payment in full I advised could not do. They said they could setup over 3 months. I asked for longer and they asked what I could afford a month (I suggested £100 a month) they then put me on hold while they made a cup of tea I presume. Then came back and said it had been agreed I did not have card with me so will call back later to set it up. But got me thinking... I am in no was responsible for that debt and did not hit anybody's car (I even phoned the police my self when the incident happened) when it went to court originally I tried getting proof of said phone call and surprise surprise the police had no record of it. I do not wish to go back to court however and cant stand them. I would rather drip feed the debt to save going there but I would like to do this as cheaply as possible. do they have to accept £5 week?
  5. I know what this is for, its for the car incident that I originally posted about and when I phoned regarding the 1st 2.2k it was for different offences. That means I have already done a stat dec on this new case. I got the dates wrong so never actually turned up to court for the hearing. I don't really feel like paying out 3k in one week though
  6. correct it was dated the monday. Do I want to appeal this or just setup a payment plan?
  7. paid in full. and today I have a letter from the historic team claiming a fine remains outstanding for just under 1k. Couldn't make this up! 'further steps notice' - letter dated 5 days ago and only just had it today. letter states 10 working days to respond. wow its already 5 days later and we are at the beginning of a bank holiday weekend. phoned them.. on hold for 15 minutes then somebody picked the phone up and hung up. phoned back office closed. I guess only option is to phone on tuesday and plead poverty?
  8. thanks, they cannot add any more fees though can they. ie if they was to turn up they have already put on that fee so they cant add it again?
  9. is there anybody out there? I can hear an echooooooooooooooooooooo! Is there a paid part of the forum where advice is faster?
  10. spoke with baliffs and they want payment in full. wont entertain a payment plain.
  11. why would I want to record the call? That is the advice from this forum. Nobody attached to me paid any of the fines. Some how somebody unconnected to me has paid into the wrong account. And yes to discuss a payment plan. It does not seem like I have any other option.
  12. i don't mind phoning and I have downloaded a call recording app. if it is ok to call I can ring them asap
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