Thanks for the reply, UncleBulgaria.
Fine, if it does not matter the claim is for $500 or £5000. I get that point.
I basically want to dispute the whole fact that an accident happened in the first place. They said that since my description of the event and of the claimant is same, they upheld the claim.
What had happened was that on the day of supposed incidence, this gentleman walked to my wife and said that she hit his car while reversing. And this is what I said to the insurance that the claimant said this.
The claimant, if he has to cook up a