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About evilmrkipling

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  1. It would make a big difference to my life to be able to have access to finance again. I really want to give this a go. What have I got to lose? Plus even after 6 years they can still enforce the CCJ and send a bailif to remove my goods, take a car, attach it to any earnings or to a property. I'd be scared to move forward with my life.
  2. The defence would be I've asked them for documentation to prove the claim but they have failed to provide it, if they can't prove the claim surely there is no claim. Reason to set aside, I defended the claim at the time but it was rejected, so I've tried but was not allowed to defend the claim initially. The issues I've had with my health should go part way to explain dropping the ball and the delay in getting back to them. I need all the help I can get to strengthen this and come up with the best possible arguments.
  3. I currently have a CCJ against me that was entered into by default judgment in 2014. The initial court paperwork was sent to an old address but was passed onto me, I did submit a defense but it arrived a day late and was struck out and judgment was entered into by default. I was recovering from a serious illness that affected me both physically and mentally and didn't have the capacity to be able to deal with it at the time. The Timeline is as follows: 2010 Default on credit file 2014 CCJ Default Judgement 2016 Default was dropped from credit file but CCJ remains 2018 I
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